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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,845 reviews, last reviewed 14th May 2026
2583700% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal are provide an excellent customer service. PayPal are provide an excellent customer service. They are extremely helpful. Always use PayPal as I know I’m protected when making any purchase. Reviewed on: 14th May 2026
Kim P's avatar
Kim P

Latest lowest rating:

2

Poor Dispute Handling Rejected a fairly clear cut claim which the financial ombudsman quickly overturned. Each time I disputed the rejection the phone staff seemed amazed b... Read more Reviewed on: 14th May 2026
Lemoner's avatar
Lemoner
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (106845)

An excellent way to spread the cost on larger items.

5
An excellent way to spread the cost on larger items. Easy to set up and monitor. Customer service great. Good communication. Reviewed on: 16th April 2026
John C's avatar
John C

Easy manage easy use and always when i need

5
Easy manage easy use and always when i need Reviewed on: 16th April 2026
Vasile N's avatar
Vasile N

Resolved an issue quickly when a company we had orde...

4
Resolved an issue quickly when a company we had ordered from went into administration. Reviewed on: 16th April 2026
Rob's avatar
Rob

Utterly reliable and easy to use

5
I have used PayPal for eleven years and have experienced only excellent service. I find it clear, easy to use and utterly reliable. It is my financial tool of choice when making complex payments. I would use no other transactional service. Reviewed on: 16th April 2026
Lara G's avatar
Lara G

Excellent service

5
It works well and meets expectations Reviewed on: 16th April 2026
Jojo's avatar
Jojo

Buy now and pay later when on budget

5
Really needed to buy a printer but could not make the purchase due to a budget but with the credit I could so all in all great. Reviewed on: 16th April 2026
Harvinder S's avatar
Harvinder S

Works for me

5
Never had an issue and always had a quick answer to queries via customer services. Can't really ask for more. Reviewed on: 16th April 2026
Adam B's avatar
Adam B

A great platform

5
The fact that i can spread my repayment across 4 months has helped me avoid interest fees and charges. When I first started and did not understand a thing or two, customer service was quite helpful in guiding me. It’s a fantastic and easy to use platform Reviewed on: 16th April 2026
Doris DS's avatar
Doris DS

Easy straightforward,simple to use.

5
Easy straightforward,simple to use. Reviewed on: 16th April 2026
Adrian 's avatar
Adrian

Loved how easy & convenient PayPal is to use!

5
Loved how easy & convenient PayPal is to use! Definitely my preferred way to pay. Reviewed on: 16th April 2026
Katie L's avatar
Katie L

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