Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181111 reviews)

View other PayPal products

4.73

Based on 181,111 reviews, last reviewed 7th Aug 2026

48% increase in 5 star reviews

in the past 90 days

68% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181111)

easy to apply and easy to use, good % comparing to c...

easy to apply and easy to use, good % comparing to competitors Reviewed on: 22nd June 2026

Great easy to use app is great too

Great easy to use app is great too Reviewed on: 22nd June 2026

Happy with service and ease of use!

Happy with service and ease of use! Not had to use customer service so went neutral for this! Ease of buying things is great, good rates and easy to set up a direct debit. No issues. Would be great if you provided an actual credit card number Reviewed on: 22nd June 2026

Very convinient.

Very convinient. Easy to use. Great help Reviewed on: 22nd June 2026

Paypal credit is easy to use especially since it was...

Paypal credit is easy to use especially since it was possible to add it to apple wallet. Reviewed on: 22nd June 2026

Excellent for large purchases

I use PayPal credit when available for making relatively large purchases. I especially enjoy the zero interest payment plans which make affording certain items so much easier and more obtainable. The ease and flexibility offered by PayPal credit is excellent, allowing you to make extra payments when you can and it's really easy to use and understand. Reviewed on: 22nd June 2026

Have used several times now!

Have used several times, it's become something I look for now! Very flexible, works well for me! Reviewed on: 22nd June 2026

Like being able to break down payments into smaller...

Like being able to break down payments into smaller more frequent amounts so always pay off before end of credit term Reviewed on: 22nd June 2026

Trusted Simple & Secure accesss to funds anywhere

Easy to use trusted security available across the globe Reviewed on: 22nd June 2026

Really handy and always available, really easy to use

Really handy and always available, really easy to use Reviewed on: 22nd June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101271 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub