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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181111 reviews)

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4.73

Based on 181,111 reviews, last reviewed 7th Aug 2026

48% increase in 5 star reviews

in the past 90 days

68% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181111)

Safe & reliable!

It is a safe and reliable platform to use for sending money to relatives and making payments through new websites you’re not familiar with, the PayPal credit option is also really helpful, but one small issue is the interest rates on purchases of small amounts should be made clearer upon sign up. :) Reviewed on: 22nd June 2026

Happy with the service.

Happy with the service. Don't have any concerns. Customer service is easy to get hold of and always friendly. Reviewed on: 22nd June 2026

I started using psy pal last year.

I started using psy pal last year. It gave me the opportunity to buy equipment and spread the cost without paying interest. Reviewed on: 22nd June 2026

Scam alert

Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed fur my bank details to confirm my id. I then discovered they’d set up a direct debit for £24.95 month. Dishonest scam artists! Reviewed on: 22nd June 2026

Very convenient to pay and excellent 4 months intere...

Very convenient to pay and excellent 4 months interests free Reviewed on: 22nd June 2026

So easy to buy items using PayPal and I feel safe us...

So easy to buy items using PayPal and I feel safe using this method to pay for goods Reviewed on: 22nd June 2026

PayPal credit is a total breeze, it’s clearly laid o...

PayPal credit is a total breeze, it’s clearly laid out simple to use and really easy to keep ontop of, and if there’s any issues they usually resolve matters very quickly Reviewed on: 22nd June 2026

Outstanding service

Using pay in Three, credit or just a normal shop as a go between my bank incase of fraud it’s brilliant, easy and practical Reviewed on: 22nd June 2026

I was charged for a transaction I didn’t approve and...

I was charged for a transaction I didn’t approve and when I contacted the PayPal team and sent an email, the transaction was cancelled and amount fully refunded Reviewed on: 22nd June 2026

I love the value Paypal offers especially the 4 mont...

I love the value Paypal offers especially the 4 month 0% interest which helps us as a family budget accordingly. Reviewed on: 22nd June 2026

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