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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,762 reviews, last reviewed 14th May 2026
2579900% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great option to spread costs No issues and convenient - great option for when you want to buy more expensive items Reviewed on: 14th May 2026
Anita M's avatar
Anita M

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106762)

Great set up

5
PayPal has helped us enormously, great set up easy to use Reviewed on: 16th April 2026
Robert W's avatar
Robert W

Excellent service

5
Brilliant easy to use. Very helpful Reviewed on: 16th April 2026
Aaron B's avatar
Aaron B

Easy to use and works first time, great to work with...

5
Easy to use and works first time, great to work with for finance management be it work or personal life, thank you Reviewed on: 16th April 2026
Perdeep C's avatar
Perdeep C

Always easy to use.

5
Always easy to use. Very handy to have. Reviewed on: 16th April 2026
Alex t's avatar
Alex t

Easy to use.

4
Easy to use. Would recommend for beginners. Nice built features too. Beginner friendly for student Reviewed on: 16th April 2026
Nupur K's avatar
Nupur K

Smooth and reliable experience

5
Overall, my experience has been consistently positive. The service works as expected, and everything feels straightforward and easy to manage. I appreciate how accessible and user-friendly it is, which makes day-to-day use hassle-free. While there’s always room for improvement, it does what it needs to do without unnecessary complications. A solid option for anyone looking for something dependable. Reviewed on: 16th April 2026
Henryk M's avatar
Henryk M

Easy to use, platform is easy to navigate, always fe...

5
Easy to use, platform is easy to navigate, always feel secure using PP. Not had to use customer services a lot, maybe once or twice but all interactions have been smooth and efficient. Reviewed on: 16th April 2026
Vicia H's avatar
Vicia H

Quick help, transparent billing.

5
Quick help, transparent billing. I have been using it for a long time, it is convenient got me to make purchases via PayPal. I recommend it to everyone. Reviewed on: 16th April 2026
Robert B's avatar
Robert B

Easy to use but needs improvement

5
I have been using PayPal Credit for some time and overall it is convenient and easy to use. The application process was simple and payments are straightforward. However, customer support could be improved, as it sometimes takes a long time to get a clear response. Also, clearer information about fees and terms would make the experience better. Overall, it’s useful but there is still room for improvement. Reviewed on: 16th April 2026
Pourya's avatar
Pourya

Great service.

5
Just an all round great service. Reviewed on: 16th April 2026
Nicholas W's avatar
Nicholas W

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