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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181111 reviews)

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4.73

Based on 181,111 reviews, last reviewed 7th Aug 2026

48% increase in 5 star reviews

in the past 90 days

68% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181111)

I don't have much to say, I use paypal credit regula...

I don't have much to say, I use paypal credit regularly as it helps me budget in the month Reviewed on: 22nd June 2026

Always get to talk to a real person and not a bot

Always get to talk to a real person and not a bot, never kept waiting for over one minute. Always polite, professional, and very knowledgeable. Reviewed on: 22nd June 2026

I had a problem and didn't know where or who to cont...

I had a problem and didn't know where or who to contact, this could be made a bit easier Reviewed on: 22nd June 2026

Never had an issue paying for anything with PayPal.

Never had an issue paying for anything with PayPal. The numerous ways you offer to pay for something makes things affordable. And the way PayPal always makes sure it’s me making the purchase is reassuring. Reviewed on: 22nd June 2026

I had a lost parcel and PayPal team dealt with it sw...

I had a lost parcel and PayPal team dealt with it swiftly and I got a refund almost right away . Reviewed on: 22nd June 2026

Quick and easy to use no hassle :)

Quick and easy to use no hassle . 4 months interest free is awesome Reviewed on: 22nd June 2026

I have had a very good experience using PayPal.

I have had a very good experience using PayPal. The platform is easy to use, secure, and reliable for sending and receiving payments. Transactions are processed quickly, and I appreciate the buyer protection feature, which gives me confidence when shopping online. Customer support has also been helpful whenever I needed assistance. Overall, PayPal makes online payments simple, convenient, and trustworthy. Reviewed on: 22nd June 2026

PayPal Perfect

Always use PayPal ‘Pay in three’ when I can, takes the sting out of larger purchases. No fuss or worry about paying on time and no interest. So perfect. Reviewed on: 22nd June 2026

Amazing service fanatic for people who can’t afford...

Amazing service fanatic for people who can’t afford it straight away Reviewed on: 22nd June 2026

really easy to use, accepted in more places than cle...

really easy to use, accepted in more places than clearpay or klarna Reviewed on: 22nd June 2026

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