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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,718 reviews, last reviewed 14th May 2026
2577800% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is amazing & helps we buy this over a period... PayPal is amazing & helps we buy this over a period of time I use it a lot! Any problems there always happy to help Reviewed on: 14th May 2026
Nell's avatar
Nell

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106718)

All perfect !

5
All perfect !!! Thank you very much Best regards Reviewed on: 16th April 2026
Mariusz N's avatar
Mariusz N

Excellent at solving transaction issues promptly.

5
Excellent at solving transaction issues promptly. Overall good provision of all services Reviewed on: 16th April 2026
Doris A's avatar
Doris A

Paypal is easy to use

5
It's easy to use. When I have had a problem it has been resolved quickly. Reviewed on: 16th April 2026
Suzanne 's avatar
Suzanne

Shopping

5
I've been using PayPal for years when shopping on eBay Reviewed on: 16th April 2026
Pawel D's avatar
Pawel D

Paypal has been reasonably useful although very easy...

4
Paypal has been reasonably useful although very easy to use so therefore easier to get into debt and getting out is slightly harder Reviewed on: 16th April 2026
Jaime Crawfordism's avatar
Jaime Crawfordism

Simple and quick to get using it.

5
Simple and quick to get using it. Sometimes makes it difficult to not make PayPal credit the default payment method but as long as you're aware they will try and trick you then you can change your settings and it won't affect you again. Easy to pay, easy to use. I use often and it's more convenient than the credit card for online purchases Reviewed on: 16th April 2026
Squallen 's avatar
Squallen

I find the use of the credit card very easy.

5
I find the use of the credit card very easy. There is a clear display of what I have used it for and what my payments have gone yowards, before any interest is applied. This allows me to pay the debt early monopolising on the 4 months intrest fee condition. Reviewed on: 16th April 2026
Chris's avatar
Chris

Paypal credit

5
Straightforward experience setting up Reviewed on: 16th April 2026
Ian M's avatar
Ian M

Easy uncomplicated Paypal Credit

5
Just so easy to use with no hidden surprises. Great service with no hiccups. Reviewed on: 16th April 2026
Susan M's avatar
Susan M

Great experience, reliable, fast and transparent

5
Great experience, reliable, fast and transparent Reviewed on: 16th April 2026
Andrei Cernat's avatar
Andrei Cernat

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