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PayPal: PayPal Credit reviews

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4.90
Based on 106,687 reviews, last reviewed 14th May 2026
2576450% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy navigation The app is easy to navigate and makes it easy to keep track and manage my credit account. Reviewed on: 14th May 2026
Nicole C's avatar
Nicole C

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106687)

Paypal is a fantastic service to use, as I like the...

5
Paypal is a fantastic service to use, as I like the fact that it gives me protection when making purchases. And keep track of my spending through the app. Reviewed on: 16th April 2026
fraser mcneill's avatar
fraser mcneill

Secure online shopping.

5
Use PayPal for all online shopping. I feel it makes my purchase more secure. Reviewed on: 16th April 2026
Evelyn C's avatar
Evelyn C

PayPal credit is excellent and easy to use

5
PayPal credit is excellent and easy to use Reviewed on: 16th April 2026
Paul C's avatar
Paul C

Future of Spending

5
Fast, quick, easy, great offers it's become the normal way I spend money now Reviewed on: 16th April 2026
Nick's avatar
Nick

I'm building my company with PayPal Credit

5
I'm building my company slowly and I'm using constantly PayPal Credit to buy new tools, the best thing is, I can make a payment anytime and my credit limit is able to reuse straight away. The PayPal app is very easy to understand and to use . Reviewed on: 16th April 2026
Carlos Castelluccio 's avatar
Carlos Castelluccio

My credit was approved in a relatively short amount...

5
My credit was approved in a relatively short amount of time which allowed me to take advantage of a great deal with favourable payment terms Reviewed on: 16th April 2026
K P's avatar
K P

Always super easy and convenient to use.

5
Always super easy and convenient to use. Feels safe and secure to use without having to worry. Reviewed on: 16th April 2026
Gizem K's avatar
Gizem K

Fast and easy to transact plus you get flexible paym...

5
Fast and easy to transact plus you get flexible payments on higher purchases Reviewed on: 16th April 2026
khonjenjema@icloud.com's avatar
[email protected]

So easy to apply.

5
So easy to apply. Great service. Reviewed on: 16th April 2026
Aurelia G's avatar
Aurelia G

Easy and fast and secure payment, with rest of mind.

5
Easy and fast and secure payment, with rest of mind. Reviewed on: 16th April 2026
Afro Diaspora Radio Online.'s avatar
Afro Diaspora Radio Online.

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