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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106676 reviews)

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4.90

Based on 106,676 reviews, last reviewed 14th May 2026

2576000% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I think the credit card is really good and also the... I think the credit card is really good and also the new point system is amazing. Reviewed on: 14th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106676)

PayPal is always there to give me peace of mind when...

PayPal is always there to give me peace of mind when spending. They give me the assurance that if I don’t receive the item or service I bought they are there to help me to get my money back with their amazing customer service team. Reviewed on: 16th April 2026

My experience with PayPal has been wonderful and good.

My experience with PayPal has been wonderful and good. Reviewed on: 16th April 2026

Paying with PayPal is so easy and reassuring for me.

Paying with PayPal is so easy and reassuring for me. It's really helpful being able to split my payments interest free. I use it all the time. It's secure and very handy. Reviewed on: 16th April 2026

Majority of retail except PayPal.

Majority of retail online except PayPal when I’m shopping online when I have problems with items that don’t arrive is easy to open a dispute Reviewed on: 16th April 2026

An excellent option for paying in instalments.

An excellent option for paying in instalments. I only scored customer service as neutral because I have never needed this service. Reviewed on: 16th April 2026

Any problem I’ve ever encountered it has been resolv...

Any problem I’ve ever encountered it has been resolved the same day. Reviewed on: 16th April 2026

Good and easy

Good and easy to make payment through contactless Reviewed on: 16th April 2026

Excellence in the making

I am very well supported in all my patients and refunds. Reviewed on: 16th April 2026

Payment is very easy and many choose

Payment is very easy and many choose Reviewed on: 16th April 2026

Never had a bad experience with PayPal and i always...

Never had a bad experience with PayPal and i always received help/ advice if i ever needed it. Reviewed on: 16th April 2026

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