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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181111 reviews)

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4.73

Based on 181,111 reviews, last reviewed 7th Aug 2026

48% increase in 5 star reviews

in the past 90 days

68% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181111)

I have used it first time and it has very...

I have used it first time and it has very good products Reviewed on: 22nd June 2026

Always very easy and straight forward to use

Always very easy and straight forward to use Reviewed on: 22nd June 2026

I’ve used PayPal for years and it’s always been quic...

I’ve used PayPal for years and it’s always been quick, reliable and easy to use. Sending and receiving money is straightforward, and the buyer protection gives extra peace of mind. A great service that just works. Reviewed on: 22nd June 2026

A very useful financial tool

PayPal through the app is easy to use and helps spread the cost of the more expensive, not expected, costs of life. You can even use the virtual credit card now or even have a physical one if you want. Even better. Reviewed on: 22nd June 2026

Fantastic sums it up, all round service.

Fantastic sums it up, all round service. Reviewed on: 22nd June 2026

Easy to set up and trouble shoot, very user friendly...

Easy to set up and trouble shoot, very user friendly experience with both credit and debit card features Reviewed on: 22nd June 2026

It’s overall a great program, one minor issue

It’s overall a great program, especially the 0 interest over 4 months. My only issue with them is that the direct debit payment takes ages to clear which can cause issues. Reviewed on: 22nd June 2026

PayPal works every time..

PayPal works every time - it provides quick decisions on credit and pay in three is there for treats! I like the simplicity of the app and the fact I. A link it to my Amex ensures I always maximise my avios! Reviewed on: 22nd June 2026

All good, no issues, communication is very clear and...

All good, no issues, communication is very clear and emails easy to follow Reviewed on: 22nd June 2026

Easy to use.

Easy to use. Great service. Helps to manage larger purchases with pay in 3. Reviewed on: 22nd June 2026

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