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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106672 reviews)

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4.90

Based on 106,672 reviews, last reviewed 14th May 2026

2575800% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Amazing experience, never had any issues with paypal. Amazing experience, never had any issues with paypal. They've even helped me out when my purchased never showed up. Were more than happy to help and g... Read more Reviewed on: 14th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106672)

Go to for short term purchases

PayPal credit is excellent for short term purchases with the 0% rate it offers - it’s my go to method . It particularly makes new clothing affordable for me . In the event of a query it’s very much a diy sort it out but I guess that’s how they can provide cheap credit by not having a huge bill for human services? This is my only apprehension and why I limit my use to straightforward and fewer transactions Reviewed on: 16th April 2026

Very good service

PayPal was very useful in spreading the cost of hotel bills I needed to book & for hiring a car when my car was off the road Reviewed on: 16th April 2026

I’ve had a very good experience with PayPal Credit.

I’ve had a very good experience with PayPal Credit. It’s a convenient and flexible way to manage payments, especially for larger purchases. The process is simple, and everything is easy to track through the app. I appreciate how quick and smooth transactions are, and it gives me extra peace of mind when shopping online. The option to spread payments has been really helpful for managing my finances without stress. Overall, a reliable and user-friendly service that I would recommend to others. Reviewed on: 16th April 2026

Good service and easy to use app

Good service and easy to use app Reviewed on: 16th April 2026

Ive always found it very helpfull to have paypall ne...

Ive always found it very helpfull to have paypall never had any problems with them .therr agents have always been very helpfull and polite if any problems arose .and help you to sort them out .. Reviewed on: 16th April 2026

My experience with PayPal I'm still learning and to...

My experience with PayPal I'm still learning and to understand my app after contacting staff in PayPal explaining me how PayPal works. Many thanks.. Reviewed on: 16th April 2026

Great service and customer service

Great service and customer service Reviewed on: 16th April 2026

It’s been years I am with PayPal and since then I’ve...

It’s been years I am with PayPal and since then I’ve never been had any issues, I am really grateful that I have been using PayPal without any worry. Reviewed on: 16th April 2026

Very Reliable PayPal

I have been using PayPal for more than four years now, and they are highly dependable. I had no issues since I have started using PayPal. Reviewed on: 16th April 2026

Paypal is love it

Paypal is great it let's me make purchases and pay in instalments, the virtual card also allows purchases from places that don't accept it Reviewed on: 16th April 2026

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