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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181111 reviews)

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4.73

Based on 181,111 reviews, last reviewed 7th Aug 2026

48% increase in 5 star reviews

in the past 90 days

68% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181111)

I find PayPal so easy to use,it has made certain pay...

I find PayPal so easy to use,it has made certain payments so easy without worrying thank you Reviewed on: 22nd June 2026

Efficiency

It’s really easy to start and has great benefits and perks. Reviewed on: 22nd June 2026

My PayPal experience

Overall always happy with the service Reviewed on: 22nd June 2026

PayPal is easy to access and clearly set out to keep...

PayPal is easy to access and clearly set out to keep track of spending. Reviewed on: 22nd June 2026

I use it to spread the cost of expensive things whic...

I use it to spread the cost of expensive things which is really helpful when you are struggling- helped replace big items for me. Reviewed on: 22nd June 2026

Excellent.

I have used PayPal for years and find its the safest way to pay online Reviewed on: 22nd June 2026

Very good and always helpful when I need

Very good and always helpful when I need Reviewed on: 22nd June 2026

Easy to use and secure, good PN3 options.

Regularly use the PN3 option, online chat is always very quick to respond. I can easily play colleague at Work for various things just using their email address. Reviewed on: 22nd June 2026

Pay Pal is the future

Easy to use. Feels safe, perfect for online consumers. The link to buying crypto is another great idea to make investing simple. You can buy small amounts at a time. Reviewed on: 22nd June 2026

Good if you’re in a stretch for money, good interest...

Good if you’re in a stretch for money, good interest rate, easy payments for paying back, clear monthly payments for minimum and total amount, two factor protection against scammers, clear communication, electronic communication over paper, Reviewed on: 22nd June 2026

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