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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181111 reviews)

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4.73

Based on 181,111 reviews, last reviewed 7th Aug 2026

48% increase in 5 star reviews

in the past 90 days

68% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181111)

Excellent service

Lovely company, the app works perfect very easy to use Reviewed on: 24th June 2026

Not enough reminders to ensure missed payments are m...

Not enough reminders to ensure missed payments are made. Reviewed on: 24th June 2026

Excellent 0% Offer

The %0 over 4 months for any orders over £100 is an excellent offer that helps me manage bigger purchases Reviewed on: 24th June 2026

Never had any issues.

Never had any issues. Easy to use and much more convenient now you can get a physical card Reviewed on: 24th June 2026

Great way to pay for goods and services.

Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026

I feel financially supported.

I feel supported financially, PayPal works for me when I have no money. I love using PayPal, it my backup when my current account is not working out as I want. Reviewed on: 24th June 2026

Safe and reliable

I've used Paypal for many years now as I know it is reliable and safe and means I dont have to disclose my bank details to the seller. I like Paypal credit as they offer no interest for 4 months or pay over 3 months etc. which helps with budgeting Reviewed on: 24th June 2026

It's extremely easy to set up and use and very easy...

It's extremely easy to set up and use and very easy to keep on top of the accounts. Reviewed on: 24th June 2026

Easy transactions when paying and can now be used fo...

Easy transactions when paying and can now be used for most purchases. Only frustration is that when making payments, it prioritises smaller amounts rather than by when the purchases were made Reviewed on: 24th June 2026

Easy no fuss

Easy no fuss with no tedious applications Reviewed on: 24th June 2026

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