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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107109 reviews)

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4.90

Based on 107,109 reviews, last reviewed 14th May 2026

2595700% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

The best its paypal for credit and every think,easy... The best its paypal for credit and every think,easy to send the money and it’s understanding for every each problem!! And also its help !!! Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107109)

A company that provides excellent service

A company that provides excellent service and 'does what it says on the tin', then in the unlikely event of something 'out of the norm' it supports fully to get to a fair resolution. Reviewed on: 16th April 2026

Hello beautiful people

the ability to pay on time without interest is absolutely wonderful Reviewed on: 16th April 2026

Easy to make payments and secure too

Easy to make payments and secure too Reviewed on: 16th April 2026

Very good and quick, having no dufficultues using it

Very good and quick, having no dufficultues using it Reviewed on: 16th April 2026

I use PayPal for all my online shopping for peace of...

I use PayPal for all my online shopping for peace of mind. It’s safe and secure which makes shopping online more comfortable and convenient. Reviewed on: 16th April 2026

PayPal has been great for buyer protection since the...

PayPal has been great for buyer protection since the early eBay days. The addition of PayPal credit has made them my first recommendation to anyone who needs to get a start on their credit history. They now have direct cards to use in stores which has been needed for a while and there's a points system which is good. Resolving any purchase issues goes well 9/10 times but there has been a couple disappointments if I had to dispute large companies like Microsoft Reviewed on: 16th April 2026

Best Credit Help

It is helping me a lot with my on-line business. Reviewed on: 16th April 2026

Recommendation

The process is extremely easy and reminders are sent for repayment dates, which is very helpful. Overall brilliant service. Reviewed on: 16th April 2026

I have had nothing but good experience with PayPal

I have had nothing but good experience with PayPal Reviewed on: 16th April 2026

It helps in unexpected situations

I use this often. It helps in unexpected situations. I would recommend it to anyone. Reviewed on: 16th April 2026

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