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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181111 reviews)

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4.73

Based on 181,111 reviews, last reviewed 7th Aug 2026

48% increase in 5 star reviews

in the past 90 days

68% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181111)

Hard to communicate with them if you have an issue.

Hard to communicate with them if you have an issue. Annoy speak easily to an advisor Reviewed on: 24th June 2026

Simple to use, good to space out payments

Simple to use, good to space out payments Reviewed on: 24th June 2026

Great value credit provider .

PayPal provides excellent value - as with all credit, you are best paying off within the interest free period! Any time I have had an issue (extremely rarely), customer services have been a fantastic help. Reviewed on: 24th June 2026

Used it since the beginning, easy to use.

Used it since the beginning, easy to use. Reliable, accessible with few nasty hidden costs. Reviewed on: 24th June 2026

Easy to use, good communication and reliable

Easy to use, good communication and reliable Reviewed on: 24th June 2026

Sensible credit options for when I need it.

4 months interest free credit has been invaluable to me so many times over recent years. I've struggled to get credit elsewhere but PayPal seem happy enough with my ability to pay and my previous record of good standing. I just wish it was a bit more convenient to use elsewhere (ie offline!) when it would be equally as convenient. Having said that, I do most of my major purchases online so it's not THAT big a deal really. Reviewed on: 24th June 2026

transparent charging

Easy to use and transparent charging Reviewed on: 24th June 2026

Always there as a back up or pay in 3...

Always there as a back up or pay in 3 Reviewed on: 24th June 2026

Make Paypal your finance Pal.

Using paypal is straightforward. It gives multiple payment options which could prove very useful from time to time. I have used Paypal to pay for large purchases which helped tremendously in managing my finances. Reviewed on: 24th June 2026

EXCELLENT AND RELIABLE PAYMENT SERVICE

Platform is easy to use and transactions are fast and secure. This gives me confidence to shop online. Reviewed on: 24th June 2026

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