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PayPal: PayPal Credit reviews

4.90
Based on 107,140 reviews, last reviewed 14th May 2026
2597150% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic once you have it, but if you ever need cus... Fantastic once you have it, but if you ever need customer service you better get real comfortable with AI Reviewed on: 14th May 2026
Seth's avatar
Seth

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107140)

I've got different products I use with Paypal which...

5
I've got different products I use with Paypal which include Pay-in-3, Pay after 30 days, Paypal Card etc and they all serve different purposes for me and brilliantly. My experience with Paypal is nothing but excellent and above all, they are transparent. Reviewed on: 16th April 2026

Fantastic in every way.

5
Fantastic in every way. Customer service is first class. If there are any issues they are quickly resolved. Reviewed on: 16th April 2026

Good customer support service however in terms of al...

4
Good customer support service however in terms of alternative access to use payment method eternally from online still limited Reviewed on: 16th April 2026

I have used PayPal since its launch and I have found...

5
I have used PayPal since its launch and I have found it to be an excellent service. I would highly recommend the service as I have done to my family and friends. Reviewed on: 16th April 2026

Excellent service and easy to deal with

5
Excellent service and easy to deal with Reviewed on: 16th April 2026

Easy to use.

5
Easy to use. Money protected. Good communication about activity and payments due on my account Reviewed on: 16th April 2026

Convenience to use and easy to pay

4
Convenience to use and easy to pay Reviewed on: 16th April 2026

Only good experience using PayPal

5
Only good experience using PayPal from using online to customer service. Reviewed on: 16th April 2026

It’s given me chances to sort thinks out with out th...

4
It’s given me chances to sort thinks out with out the full payment in one go Reviewed on: 16th April 2026

Very happy with PayPal would definitely recommend

5
Very happy with PayPal would definitely recommend Reviewed on: 16th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review