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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181111 reviews)

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4.73

Based on 181,111 reviews, last reviewed 7th Aug 2026

48% increase in 5 star reviews

in the past 90 days

68% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181111)

Happy customer

Great offers, helpful customer service and I am happy with overall experience. Reviewed on: 25th June 2026

Easy to set up and use, fast checkouts

Easy to set up and use, fast checkouts Reviewed on: 25th June 2026

Good but promotional rates could be clearer

I find it difficult to see the promotional rates - sometimes I make a purchase and discover that I have 3 months 0% on that purchase and sometimes it’s just a standard rate and I don’t know how I find out in advance. I really like the bonus points that I can then use to get money off once I’ve saved a lot up. Reviewed on: 25th June 2026

PayPal is good idea for the people

PayPal is good idea for the people Reviewed on: 25th June 2026

Very good no issues, the app is really easy to use a...

Very good no issues, the app is really easy to use and Paypal credit is a good facility. Reviewed on: 25th June 2026

PayPal has been amazing to use.

PayPal has been amazing to use. It’s fast, secure, and makes sending and receiving money incredibly easy. I’ve always had a smooth experience, and the buyer protection gives me extra peace of mind. Highly recommended! Reviewed on: 25th June 2026

promptly solution

My account was hacked long time ago, but customer Experience team were lovely and promptly sorted situation out. Reviewed on: 25th June 2026

Great option for buy now pay later,

Great option for buy now pay later, Available on numerous merchandise check out Reviewed on: 25th June 2026

PayPal provides easy user friendly options for custo...

PayPal provides easy user friendly options for customers, simple terms, simple purchases, simple to pay off and view outstanding balances and good customer service Reviewed on: 25th June 2026

Fantastic for online purchasing

Paypal Credit is easy to use and widely available. It makes online purchasing safe and easy whilst delivering easy navigation to make payments and spread costs of purchases. There are often deals available like 4 months interest free which is so handy! Reviewed on: 24th June 2026

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