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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Great way to pay, particularly like the 4 months int...

Great way to pay, particularly like the 4 months interest free Reviewed on: 2nd June 2024

Easy and convenient to use.

Easy and convenient to use. Feels safe and secure with additional measure to ensure safe online payments Reviewed on: 2nd June 2024

PayPal Credit is easy to use service.

PayPal Credit is easy to use and helpful service. Customer service is generally good. The experience could be improved by lower APR. Reviewed on: 2nd June 2024

I have not encountered any problems since I started...

I have not encountered any problems since I started using PayPal almost three years ago Reviewed on: 2nd June 2024

A very easy a safe transaction process

I use PayPal because I feel very safe with all my transactions. Customer service is excellent ! Reviewed on: 2nd June 2024

I get interest free credit so I can spread the cost...

I get interest free credit so I can spread the cost of large purchases & PayPal keep me well informed so I never miss a payment so dont pay interest. The app is easy to use and provides all the info i need to manage my account I love it. Reviewed on: 2nd June 2024

Life saver

I like PayPal credit because it’s clear, easy to use and helps me out Reviewed on: 2nd June 2024

PayPal are the best

When ever I have had a problem with any of my purchases, I give PayPal a call & they resolved it for me very quickly . Always do exactly as they say they will, I highly recommend PayPal. Reviewed on: 2nd June 2024

Easy and straightforward.

Easy and straightforward. Could be a little bit better with solving consumer right discrepancies. But overall really great to have. Reviewed on: 2nd June 2024

Hi I use.

Hi I use.pay pal credit for over 7 years it's a very good option because you don't have to spend all the cash for something you can spread out in 0% installments and that's great I recommend Reviewed on: 2nd June 2024

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