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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 107,175 reviews, last reviewed 14th May 2026
2598800% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service never had an issues with them. Great service never had an issues with them. Always reliable 10/10 Reviewed on: 14th May 2026
Tub's avatar
Tub

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107175)

Can’t fault anything about the pay pal service

5
Can’t fault anything about the pay pal service Reviewed on: 16th April 2026
michael sharples's avatar
michael sharples

total control of your account

5
It’s great to be in total control of your account Reviewed on: 16th April 2026
Robert P's avatar
Robert P

Excellent customer service

5
Excellent customer service .. Solved my problem straight away.. All polite at effective. Would highly recommend using this company . Reviewed on: 16th April 2026
Ian C's avatar
Ian C

Super-easy to apply for, and flexibility to pay back.

5
Super-easy to apply for, and flexibility to pay back. Reviewed on: 16th April 2026
GreenLaner's avatar
GreenLaner

Easy, and convenient way of paying for everyday thin...

5
Easy, and convenient way of paying for everyday things, no hassle and a stress free app to let you look at your spending Reviewed on: 16th April 2026
Christopher B's avatar
Christopher B

Never had any issues and does everything I need it t...

5
Never had any issues and does everything I need it to do Reviewed on: 16th April 2026
Emma H's avatar
Emma H

Always an excellent service.

5
Always an excellent service. Hassle free Reviewed on: 16th April 2026
Brian Gough's avatar
Brian Gough

Two excellent buy now pay later programmes.

5
Two excellent buy now pay later programmes. No crazy credit limits so easy to stay responsible Reviewed on: 16th April 2026
Kate's avatar
Kate

Very pleasant experience clear app

5
Very pleasant experience clear app Reviewed on: 16th April 2026
Klaudia's avatar
Klaudia

paypal credit a good option

5
paypal credit is an good way to pay for item that you want its easy to use you can decide what way to pay either monthly or pay in 3 you can get interest free so your item does not cost any more than the original price i find it very good Reviewed on: 16th April 2026
David S's avatar
David S

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