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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
1075% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Help always

5
I was very good.Always you had support from PP,if you have any problems with your transaction. Reviewed on: 2nd June 2024

Really good service always able to help with any pro...

5
Really good service always able to help with any problems Reviewed on: 2nd June 2024

Great way to spread the cost.

5
Great way to spread the cost. Customer service is a big let down. Reviewed on: 2nd June 2024

Really convenient

5
Really convenient option for shopping larger purchases or helping at month end. Reviewed on: 2nd June 2024

I am delighted to use PayPal credit as it has helped...

5
I am delighted to use PayPal credit as it has helped me immensely, especially in the current financial climate. Reviewed on: 2nd June 2024

Always available to use on line safely

5
Always available to use on line safely Reviewed on: 2nd June 2024

Easy to use, flexible and accessible

4
Easy to use, flexible and accessible Reviewed on: 2nd June 2024

Easy and fast payment, I can return the money withi...

5
Easy and fast payment, I can return the money within 4 months without paying interest and this is the most important thing to me. I recommend it to anyone who likes shopping Reviewed on: 2nd June 2024

Very reliable and trustworthy.

5
Very reliable and trustworthy. Very quick to send and receive payments. I find the whole process easy and I don’t have to worry about fraud. More and more retailers are accepting PayPal and the payment in instalments is helpful at times too Reviewed on: 2nd June 2024

Easy to use and very convenient for anything

4
Easy to use and very convenient for anything Reviewed on: 2nd June 2024

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