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PayPal: PayPal Credit reviews

4.73
Based on 181,111 reviews, last reviewed 7th Aug 2026
48% increase in 5 star reviews
in the past 90 days
68% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026
Kylie MV's avatar
Kylie MV

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181111)

Perfect for paying something that can be paid off later

5
Perfect for paying something that can be paid off later Reviewed on: 25th June 2026

Easy payments, most retailers accepting paypal

5
Easy payments, most retailers accepting paypal Reviewed on: 25th June 2026

It was quick to setup and there was a good promotion...

5
It was quick to setup and there was a good promotional 0% interest period Reviewed on: 25th June 2026

They are the best.

5
They are the best. So such to use and very reliable when contacting for support. Reviewed on: 25th June 2026

Easy to use and great value for money.

5
Easy to use and great value for money. The repayments are not overpriced like some companies and they are very fair on a mislaid payment. Great to use. Reviewed on: 25th June 2026

Paypal credit

5
I like using PayPal credit, it’s convenient for me. Reviewed on: 25th June 2026

PayPal makes it easy to pay for things online with a...

5
PayPal makes it easy to pay for things online with added security and also borrow small amounts flexibly. Reviewed on: 25th June 2026

PayPal is always handy when it comes to shopping onl...

5
PayPal is always handy when it comes to shopping online Reviewed on: 25th June 2026

A very easy experience and very convenient and strai...

5
A very easy experience and very convenient and straightforward to use. Reviewed on: 25th June 2026

Excellent, very clear and user friendly if I have an...

5
Excellent, very clear and user friendly if I have and any queries they have been answered quickly by the online assistant Reviewed on: 25th June 2026

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