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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 107,234 reviews, last reviewed 14th May 2026
2601500% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal review PayPal is easy and quick to use. The layout of the app is efficient and I find it easy to make repayments. I feel safer using PayPal for purchases, an... Read more Reviewed on: 14th May 2026
LH's avatar
LH

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107234)

Easy to pay, excellent interest free credit available.

5
Easy to pay, excellent interest free credit available. Easy to track all transactions Reviewed on: 16th April 2026
Ian Hill's avatar
Ian Hill

Great experience

5
PayPal has really helped me and made transactions smoother Reviewed on: 16th April 2026
leanne j's avatar
leanne j

Very good service. Thank you.

5
Very good service. I like using my credit card from PayPal. Thank you. Reviewed on: 16th April 2026
Jurijs G's avatar
Jurijs G

fast and easy way to send and receive money

5
fast and easy way to send and receive money Reviewed on: 16th April 2026
javadi 's avatar
javadi

For my numbrr 1

5
My experience with PayPal spans many years, and I've never had any problems before. They've helped me resolve issues with fraudulent purchases and direct debits. It's great working with PayPal. Reviewed on: 16th April 2026
VICTOR JIMENEZ 's avatar
VICTOR JIMENEZ

Efficient,reliable,quick.

5
Efficient,reliable,quick.Available Reviewed on: 16th April 2026
Steve Lee's avatar
Steve Lee

Only had an issue once.

4
Only had an issue once. It was sorted out immediately over the phone. The fault was with me. otherwise no problems and the good thing is if I see something I like PayPal is always there should I need it. Reviewed on: 16th April 2026
Terence R's avatar
Terence R

When I purchased an item which didn't arrive PayPal.

5
When I purchased an item which didn't arrive PayPal. Followed up and got me a refund. They are also great for the ways you can pay back for uour purchases Reviewed on: 16th April 2026
Nigel E's avatar
Nigel E

Easy and flexible.

5
Easy and flexible. Perfect for either paying in full or spreading the cost. Also feel my purchasing is protected with Paypal Reviewed on: 16th April 2026
Alison Wilson Was Dingley's avatar
Alison Wilson Was Dingley

Peace of mindmakes managing money much easier.

5
PayPal makes managing money much easier. Reviewed on: 16th April 2026
Pete's avatar
Pete

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