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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
1075% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Very Positive experience with advisors on the phone

5
Very Positive experience with advisors on the phone Reviewed on: 2nd June 2024

Paypal is simple and easy to use and understand.

5
Paypal is simple and easy to use and understand. It is accessible and offers good options for its credit line. Reviewed on: 2nd June 2024

PayPal positive.

5
Courteous patient staff. Prompt service. Reviewed on: 2nd June 2024

I trust PayPal that I will be refunded when I have a...

5
I trust PayPal that I will be refunded when I have any problem Reviewed on: 2nd June 2024

Easy to use and very convenient when not wanting to...

5
Easy to use and very convenient when not wanting to expose back details to online purchases Reviewed on: 2nd June 2024

Been using PayPal for almost everything including fo...

5
Been using PayPal for almost everything including for online merchants, PayPal Credit and pay in 3. Reviewed on: 2nd June 2024

Been using PayPal for 4 years never had a problem al...

5
Been using PayPal for 4 years never had a problem always effective and efficient Reviewed on: 2nd June 2024

Very safe to use

5
Its very safe and easy to use. Also always gives good credit card to shop online which is great. Reviewed on: 2nd June 2024

Best credit I ever haded

5
Best credit I ever had, no direct debit needed, pay as much as you can every week Reviewed on: 2nd June 2024

Support great, super safe and easy way to spend money

5
Support great, super safe and easy way to spend money Reviewed on: 2nd June 2024

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