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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181111 reviews)

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4.73

Based on 181,111 reviews, last reviewed 7th Aug 2026

48% increase in 5 star reviews

in the past 90 days

68% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181111)

PayPal Credit offers convenience and flexibility.

PayPal Credit offers convenience and flexibility. Great visibility enables easy tracking of finances and payments. Reviewed on: 25th June 2026

Easy to open and use.

Easy to open and use. More places to use the credit Reviewed on: 25th June 2026

PayPal provides a safe experience when I buy things

PayPal provides a safe experience when I buy things Reviewed on: 25th June 2026

Great credit

I've been really impressed with PayPal. It's very straightforward to set up. The default 4 month interest free option when making purchases over £100 is extremely helpful without having to apply for new finance arrangements each time. Reviewed on: 25th June 2026

Spread the cost at 0%

Offers practical solutions that don’t cost me any more money but lets me spread the cost Reviewed on: 25th June 2026

A user friendly service

A user friendly service offering a chance to spread out payments if needed. Reviewed on: 25th June 2026

It’s really good and convenient hasslefree never had...

It’s really good and convenient hasslefree never had a problem with any transaction Reviewed on: 25th June 2026

Super easy to use and very convenient

Super easy to use and very convenient Reviewed on: 25th June 2026

Been a PayPal customer for many years and I cannot r...

Been a PayPal customer for many years and I cannot recommend them enough. I have literally never had an issue with them. Just excellent. Reviewed on: 25th June 2026

Excellent

Excellent with PayPal credit 0% for 4 months over £99 really helps with cost of living Reviewed on: 25th June 2026

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