Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

1075% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

Good service highly recommended never had many issu...

Good service highly recommended never had many issues and if I did I would call up and then would explain. And resolve them Reviewed on: 2nd June 2024

Super to use in most places online!

Super to use in most places online! Quick and easy. Reviewed on: 2nd June 2024

PayPal Credit: Flexible and Stress Free!

PayPal credit it easy to use and allows me to manage large payments easily and without the stress. I never miss a payment and have greater flexibility in my day to day life because PayPal allows me to pay off larger payments in 4 sums - interest free! Reviewed on: 2nd June 2024

Really great customer service and good overall quali...

Really great customer service and good overall quality service Reviewed on: 2nd June 2024

good customer service, I can tell people the service

good customer service, I can tell people the service Reviewed on: 2nd June 2024

Easy to use, widely accepted, perfect system and rep...

Easy to use, widely accepted, perfect system and repayment options Reviewed on: 2nd June 2024

PayPal friendly

Been good all these years. I am starting a business and waiting to see how it works out. Reviewed on: 2nd June 2024

PayPal c review

It’s been good as you can get things and know if any scams u can get your mom back, easier than using a credit card Reviewed on: 2nd June 2024

Superb company

Never found any fault, always had superb service, quickly and efficient lying. Reviewed on: 2nd June 2024

Super easy to access and manage payments.

Super easy to access and manage payments. Reviewed on: 2nd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Premier Credit Card
from HSBC 3.95 from 20 reviews
Credit Card
from Bank of China (UK) 5.00 from 2 reviews
Cashback Plus Credit Card
from RBS 4.12 from 8 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22348 reviews
Payment Provider
from PayPal 4.91 from 3600 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub