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PayPal: PayPal Credit reviews

4.73
Based on 181,111 reviews, last reviewed 7th Aug 2026
48% increase in 5 star reviews
in the past 90 days
68% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026
Kylie MV's avatar
Kylie MV

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181111)

Excellent company

5
They have been very helpful, I ran into issues with someone gaining access to my accounts and they were brilliant with helping me through it. They were very supportive and calm and patient with me. The customer service team were very informative and very kind. I've used paypal for years and will continue to use them Reviewed on: 25th June 2026

Great safe secure service peace of mind Wen spending...

5
Great safe secure service peace of mind Wen spending money great customer care five stars all round Reviewed on: 25th June 2026

PayPal is a great and secure way to make online paym...

5
PayPal is a great and secure way to make online payments. Quick and easy and the app means you can track payments and make payments Reviewed on: 25th June 2026

Excellent service

5
Excellent service and a good way to spread payments Reviewed on: 25th June 2026

Ideal for one off expensive purchases that you would...

5
Ideal for one off expensive purchases that you would usually pay for with a Credit Card. Reviewed on: 25th June 2026

Four months free interest, what more can I say?

5
Four months free interest, what more can I say? I use PayPal before bank credit cards Reviewed on: 25th June 2026

Easy to use

5
Always easy to use, app is very well laid out, clear to understand terms and payment schedules Reviewed on: 25th June 2026

Easy to check out and it feels like shopping online...

5
Easy to check out and it feels like shopping online is safer with paypal Reviewed on: 25th June 2026

I was disappointed when PayPal allowed a transaction...

5
I was disappointed when PayPal allowed a transaction for shoddy goods from china Reviewed on: 25th June 2026

Easy to work, safe to use, makes stuff affordable.

5
Easy to work, safe to use, makes stuff affordable. Reviewed on: 25th June 2026

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