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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Useful and flexible, that is there whenever I need it.

Useful and flexible, that is there whenever I need it. It has helped me to make some emergency purchases, allowing me to spread the cost. It is a service that my brother also now uses, as I extolled the benefits to him. Keep up the good work! Reviewed on: 2nd June 2024

Really useful interest free credit with PayPal

I use PayPal credit to provide interest free payments over 3 or 4 months. I can therefore buy needed photo kit painlessly and access used equipment that ai would otherwise miss. Reviewed on: 2nd June 2024

Fast, convenient and clear; the service is effective...

Fast, convenient and clear; the service is effective and helps divide costs of purchase without charge for first 4 months, consistently. Reviewed on: 2nd June 2024

Absolutely wrong system when a payment gets refunded...

Absolutely wrong system when a payment gets refunded it doesn't cancel the same payment which is very confusing.. shame on the developer or the person director who did something like that Reviewed on: 2nd June 2024

Never had any problems, always simple to use.

Never had any problems, always simple to use. I’m really glad I have it there for when I need it. Reviewed on: 2nd June 2024

One of the best credit, you can use it nearly everyw...

One of the best credit, you can use it nearly everywhere Reviewed on: 2nd June 2024

great app. but a little clunky & buggy

great app. But I find It’s a little bit clunky & unclear with the different accounts - especially with funding my account & fees for transferring money. Reviewed on: 2nd June 2024

I like the security of using PayPal

I like the security of using PayPal Reviewed on: 2nd June 2024

PayPal Credit is an absolute godsend!

PayPal Credit is an absolute godsend! It helps me get the things I need now without having to wait months whilst saving. The 4 months interest free is also really helpful. Reviewed on: 2nd June 2024

Great customer service...

I highly recommend PayPal for great customer service & help with sorting issues relating to purchases. Also give several payment options with PayPal Credit . Definitely a must have choice . Reviewed on: 2nd June 2024

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