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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

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4.73

Based on 181,111 reviews, last reviewed 7th Aug 2026

48% increase in 5 star reviews

in the past 90 days

68% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181112)

I have found PayPal very helpful and they provide a...

I have found PayPal very helpful and they provide a excellent service and their interest free credit is a saviour sometimes especially when you have spent the wages to quickly thank you PayPal Reviewed on: 25th June 2026

Always been very reliable and convenient

Always been very reliable and convenient Reviewed on: 25th June 2026

So easy to use and never an issue

So easy to use and never an issue Reviewed on: 25th June 2026

Reliable and flexible credit option

PayPal Credit has been really helpful for my online purchases. It's often available when I haven't been able to get approved for a retailer's own credit service, giving me more flexibility when I need it. The application process is straightforward, and having the option to spread the cost of purchases has been very useful. Reviewed on: 25th June 2026

Paypal is a well trusted and a secure way to pay and...

Paypal is a well trusted and a secure way to pay and any problems you receive a full refund . Reviewed on: 25th June 2026

Always been very helpful and friendly

Always been very helpful and friendly Reviewed on: 25th June 2026

Amazing and easy to use, clear and precise explanat...

Amazing and easy to use, clear and precise explanations Reviewed on: 25th June 2026

Great Experience .

“The process was easy and straightforward. Everything worked as expected.” Reviewed on: 25th June 2026

It’s helped me massively juggling life and things ar...

It’s helped me massively juggling life and things around having the freedom to use PayPal credit. For that I am eternally greatful x Reviewed on: 25th June 2026

Easy to make transactions

Easy to make transactions good service Reviewed on: 25th June 2026

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