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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Aug 2025

97% decrease in 5 star reviews

in the past 90 days

96% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Great rates and easy to use.

Paypal offers great rates on credit and easy to use when making any payments. App layout very clear and simple. Reviewed on: 2nd June 2024

Paypal is basically great,offers everything I need

Paypal is basically great,offers everything I need Reviewed on: 2nd June 2024

Paypal credit has helped out when kitchen appliances...

Paypal credit has helped out when kitchen appliances have broken. Reviewed on: 2nd June 2024

Great service, easy to use and safe.

Great service, easy to use and safe. Reviewed on: 2nd June 2024

Excellent service

Easy to use, customer service are excellent and are more than happy to answer any questions you have. Highly recommended this service. Reviewed on: 2nd June 2024

Brilliant service and customer service thanks

Brilliant service and customer service thanks Reviewed on: 2nd June 2024

I've been using PayPal Credit for a few years now, a...

I've been using PayPal Credit for a few years now, and I couldn't be more pleased with the experience. Here’s why I think it’s a fantastic service: PayPal Credit integrates seamlessly with my existing account, making managing my finances incredibly convenient. I use it wherever PayPal is accepted, which is virtually everywhere online—no need to carry an extra card or remember another set of login details. Setting up PayPal Credit was a breeze. The application was straightforward, and I received approval in no time. Once set up, using it is as easy as selecting PayPal Credit at checkout. The interface is user-friendly, and managing payments or checking my balance is a piece of cake through the PayPal app or website. One of PayPal Credit's most impressive aspects is its speed. From the instant approval process to the swift transactions, PayPal Credit ensures that you can make your purchases without delay. In summary, PayPal Credit is a highly convenient, easy-to-use, and quick solution for anyone looking to manage their online purchases more flexibly. I highly recommend it for its efficiency and seamless experience. Reviewed on: 2nd June 2024

Quick and easy to use.

Quick and easy to use. Issues resolved swiftly. Easy to track payments Reviewed on: 2nd June 2024

Super helpful.

Super helpful. They’ve always been really helpful when I’ve needed to contact them. Love the credit facility Reviewed on: 2nd June 2024

Paypal Credit

PayPal offers a very good credit limit and has the ability to set up a direct debit which makes it so much easier not having to worry about paying late. It is very simple and it’s my default payment on most online purchases. I would highly recommend. Reviewed on: 2nd June 2024

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