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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107320 reviews)

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4.90

Based on 107,320 reviews, last reviewed 15th May 2026

2605200% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very easy to use and never had any problems... Very easy to use and never had any problems Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107320)

Co-Pilot Wrote This For Me

PayPal is a solid payment platform that gets the job done, but it’s not without its frustrations. On the positive side, it’s widely accepted, easy to set up, and convenient for quick online purchases. The interface is straightforward, and features like buyer protection offer some peace of mind when dealing with unfamiliar sellers. That said, the experience isn’t always smooth. Customer support can feel slow or unhelpful, especially when dealing with account holds or disputes. Fees also add up quickly—particularly for small businesses or anyone receiving international payments. It works, but it doesn’t always feel seamless or transparent. Overall, PayPal is a decent option if you want a familiar, widely supported payment method, but it’s not perfect. There are moments when it feels reliable and moments when it feels like it’s getting in its own way Reviewed on: 16th April 2026

Easy too use, does what it says on the tin

Easy too use, does what it says on the tin Reviewed on: 16th April 2026

Best of the Best

I’ve been with PayPal for ages and they have gone from strength to strength they offer something for everyone whether it’s cashback on your purchases or monthly repayment plans and they are always on hand if you have a question or you need help with a query. Reviewed on: 16th April 2026

I can always rely on last minute or imminent need to...

I can always rely on last minute or imminent need to purchase goods for my business on the PayPal Credit. Reviewed on: 16th April 2026

PayPal review

I love the interest free offer for 4 months when spending over £100. The app is easy to use and has brilliant rewards Reviewed on: 16th April 2026

Amazing service, always a helping hand

Amazing service, always a helping hand Reviewed on: 16th April 2026

Helpful costumer service

When i rang costumer service the were really helpful and assisted me throughout, polite and professional. Reviewed on: 16th April 2026

Simplicity

PayPal makes everything very easy. Reviewed on: 16th April 2026

5 star treatment

Never had any problems and I think that says it all Reviewed on: 16th April 2026

Easy to use, very useful for larger purchases, able...

Easy to use, very useful for larger purchases, able to spread the cost. Especially convenient with the card Reviewed on: 16th April 2026

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