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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

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4.73

Based on 181,111 reviews, last reviewed 7th Aug 2026

48% increase in 5 star reviews

in the past 90 days

68% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181112)

It makes financial sense

It's an excellent way to spread spending. The interest free options helps me organise my finances. Reviewed on: 25th June 2026

So far so good.

So far so good. Never regret being with paypal. Reviewed on: 25th June 2026

Very helpful and easy to use.

Very helpful and easy to use. Customer service accessible every time I need them. Reviewed on: 25th June 2026

Very helping money in PayPal credit 4 time payments...

Very helping money in PayPal credit 4 time payments or 3 time Reviewed on: 25th June 2026

Excellent

Never had any problems with my PayPal credit. Bought a tv with it all went smoothly Reviewed on: 25th June 2026

No complaints fast and easy to use, had no issues...

No complaints fast and easy to use, had no issues Reviewed on: 25th June 2026

Excellent on everything.

Excellent on everything. Customer service excellent Reviewed on: 25th June 2026

Quick, fast, reliable and easy to use

Quick, fast, reliable andceasy to use. Never had a bad ecperience with it. Everything in one place, clearly visible and easy to find. It is very easy to send payments to friends and family. PayPal Credit or pay in 3 option can save your life. I couldn't live without PayPal now. Reviewed on: 25th June 2026

Easy to use and stay in control .

Easy to use and stay in control . Using the app is easy and give you all the info you need. Reviewed on: 25th June 2026

I found PayPal credit to be very quick and easy to u...

I found PayPal credit to be very quick and easy to use and it is very useful for bigger purchases . Reviewed on: 25th June 2026

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