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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Aug 2025

97% decrease in 5 star reviews

in the past 90 days

96% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (50806)

Very easy to use

Very easy to use and access. Little tricky see statements with rates and see offer rstes Reviewed on: 2nd June 2024

Convenient and easy to use

Great payment option, very easy to use and convenient as I know I can rely on PayPal Reviewed on: 2nd June 2024

PayPal credit

Helps out over time to be able to spread the cost on purchasing yes excellent service all the way. Reviewed on: 2nd June 2024

I've used PayPal credit for years

I've used PayPal credit for years and it's got me out of many money situations. Reviewed on: 2nd June 2024

Accessible

Easy to use, accepted at a lot of retailers, lots of options. Reviewed on: 2nd June 2024

Always great service and safe payments

Always great service and safe payments Reviewed on: 2nd June 2024

Very comfortably.

Very comfortably. You can pay for any purchase with one click. Easy loan repayment. I recommend. Reviewed on: 2nd June 2024

Great service,

Ive used paypal for many years now, and always been happy with the service, and applying for PayPal Credit was very simple and very quick process, also its nice to be able to speak to them on phone if need be, without having to wait in queue, i got through to them in less than 3 mins, very happy Reviewed on: 2nd June 2024

Purchasing made easier and safer

I’m a first time mom-to-be and having PayPal Credit and Pay in 3 has REALLY helped me get the things I need for my baby. I also have peace of mind when using PayPal to purchase things as if there are any issues with my order, PayPal will intervene if the seller doesn’t respond. Reviewed on: 2nd June 2024

Fantastic Service!

Great! Service provider of credit. I have used PayPal Credit since it was first introduced over 8 years ago! Since it's introduction the Service has only got better providing brilliant payment options. With the 0% interest on purchases over £99 across 4 months being my favourite. It makes it easier to manage my finances on larger purchases and gives me the flexibility. If that's not all there are other options that make this Service appealing to use and would recommend to anyone! The customer service has always been first class and always look to resolve an issue in a professional manner and keep me updated via the resolution centre which is a great addition via the app. Reviewed on: 2nd June 2024

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