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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107338 reviews)

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4.90

Based on 107,338 reviews, last reviewed 15th May 2026

2606050% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Flexible, Reliable, and just Perfect I’ve used PayPal Credit for over a year now and it’s honestly been one of the most useful financial tools I’ve had. What I love most about it is how s... Read more Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107338)

PayPal all the way

Never had any issues with PayPal, the odd occasion I have had an issue and opened a case with the 3 party. PayPal has resolved the problem in a timely manner. Reviewed on: 16th April 2026

Excellent service, I have used them for years.

Excellent service, I have used them for years. Reviewed on: 16th April 2026

PayPal have provided me with great flexible options...

PayPal have provided me with great flexible options for my purchases Reviewed on: 16th April 2026

The best by way far

I’ve been using PayPal Credit for a while now and honestly it’s been one of the easiest and most convenient ways to manage purchases. The application process was quick and straightforward, and everything is clearly laid out so you know exactly where you stand. I really like the flexibility it gives, especially being able to spread the cost when needed without any hassle. The app and online account are simple to use, payments are easy to make, and I’ve never had any issues with transactions. Customer service has also been helpful whenever I’ve needed support, which makes a big difference. Overall, it’s a reliable and stress-free way to handle payments, and I’d definitely recommend it to others. Reviewed on: 16th April 2026

PayPal the greatest

Have used PayPal for a long time both straightforward payments and the three payment options and have never had problems and when I had a dispute with a company PayPal sorted it and got my money back so will always use PayPal Reviewed on: 16th April 2026

Best way to pay online

Best way to pay online, safe, and updating with the time. Reviewed on: 16th April 2026

Convenient to pay

Convenient to pay but customer service is nowhere to be seen. Reviewed on: 16th April 2026

It’s awesome

I’m happy with PayPal credit. It’s helps me a lot when I need something Reviewed on: 16th April 2026

Great choice for security and confidence

Great choice as I want protection when ordering products from various places PayPal gives me that security and confidence Reviewed on: 16th April 2026

Trust paypal for all your banking needs

Never have any issues, making payments or receiving money,quick service when paying or receiving money,never had to.make a call about something being wrong, which more than I can say about high st banks Reviewed on: 16th April 2026

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