Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

View other PayPal products

4.73

Based on 181,112 reviews, last reviewed 8th Aug 2026

45% increase in 5 star reviews

in the past 90 days

61% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181112)

Easy to use, 0% credit over 4 months

Easy to use, 0% credit over 4 months Reviewed on: 25th June 2026

Love Pay in 3

Pay in 3 plans I found a practical way to finance Reviewed on: 25th June 2026

PayPal Credit is so simple to use in so many places.

PayPal Credit is so simple to use in so many places. It gives me the flexibility I need to spread the costs of my purchases and provides clear information on when to pay and how to pay. The app is excellent too. Reviewed on: 25th June 2026

Great product when you need a little help for a few...

Great product when you need a little help for a few months to get you through Reviewed on: 25th June 2026

Very happy

Ive had a few problems with companies I have bought from but paypal has stepped up and sorted them out every time. Also the paypsl credit card is so handy Reviewed on: 25th June 2026

Love it!

Love it! So easy to use, amazing peace of mind. I love the options you have. Reviewed on: 25th June 2026

Always works as expected and never had an issue

Always works as expected and never had an issue Reviewed on: 25th June 2026

It does what it says on the tin, a service that’s ha...

It does what it says on the tin, a service that’s has no hidden fees or motive Reviewed on: 25th June 2026

Advised of problem with Groupon voucher and they ref...

Advised of problem with Groupon voucher and they refunded straight away Reviewed on: 25th June 2026

Would be even better if I could use credit card to p...

Would be even better if I could use credit card to pay it off. And the breakdown could be more accessible Reviewed on: 25th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.71 from 3855 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101272 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub