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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

I use paypal credit an its excellent

I use paypal credit a lot and have found the experience exceptional Reviewed on: 2nd June 2024

I have no problems with PayPal and certainly like th...

I have no problems with PayPal and certainly like their 4 months free credit Reviewed on: 2nd June 2024

PayPal Credit is great easy to access and interest g...

PayPal Credit is great easy to access and interest good comes in handy for buying larger items Reviewed on: 2nd June 2024

Safe and secure best ever ,100% customer service num...

Safe and secure best ever ,100% customer service number 1 for security and reliability easy payments cannot not say any more Reviewed on: 2nd June 2024

I have loved using PayPal Credit.

I have loved using PayPal Credit. It has provided with me some help to allow me to do amazing opportunities, and not miss out! Reviewed on: 2nd June 2024

Always safe and reliable with plenty of payment options

I have used PayPal for many years, it’s always reliable with an excellent customer service team. The pay in 3 credit comes in extremely handy when I need to buy something but am on a tight budget Reviewed on: 2nd June 2024

PayPal is ok

Been using since the 90s so that must say something. Only online payment company I use or am interested in using Reviewed on: 2nd June 2024

Good review.

I am really happy with having PayPal as it’s helped me a lot especially when it comes to paying bills. When I got introduced to the credit scheme PayPal was doing I was even more content as I could then get items I really wanted with the loan I had been given and could pay it back whenever I could. Reviewed on: 2nd June 2024

Very easy to use

Very easy to use and access. Little tricky see statements with rates and see offer rstes Reviewed on: 2nd June 2024

Convenient and easy to use

Great payment option, very easy to use and convenient as I know I can rely on PayPal Reviewed on: 2nd June 2024

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