Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

View other PayPal products

4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50804)

Helpful service

I have been with pay pal for many years and it be super helpful with putting things on credit. I have been able to pay for the items in small repayments keeping to a deadline with out hurting my credit rating . Reviewed on: 2nd June 2024

Good services

Fantastic for things like 3 payments helped me out a few times especially Christmas and the 3 months interest free Reviewed on: 2nd June 2024

It was supper easy and convenient to set up and manage.

It was supper easy and convenient to set up and manage. I really like the product. I haven't seen comparable credit products on the market. It is so much better than a standard credit card. Reviewed on: 2nd June 2024

General good but can improve customer service

General good but can improve customer service Reviewed on: 2nd June 2024

Great service

Always had smooth transactions, It’s a safe way of making purchases. Love the pay in 3 options. Reviewed on: 2nd June 2024

Very easy to pay friends and family

Very easy to pay friends and family Reviewed on: 2nd June 2024

All good, reminders and dates easily accessible

All good, reminders and dates easily accessible Reviewed on: 2nd June 2024

Very easy set-up, App excellent

No problems with setting up payments, app gives clear updates and info. Reviewed on: 2nd June 2024

It’s been incredibly easy to use and also set repaym...

It’s been incredibly easy to use and also set repayments Reviewed on: 2nd June 2024

Great services, 4 months to pay is very useful and h...

Great services, 4 months to pay is very useful and helps spread the load. Id very much recommend the PayPal credit facility Reviewed on: 2nd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Purchase credit cards
from MBNA 2.73 from 196 reviews
Credit Card
from American Express 4.31 from 123 reviews
Credit card
from Nationwide 4.11 from 198 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22351 reviews
Payment Provider
from PayPal 4.91 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub