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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

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4.73

Based on 181,112 reviews, last reviewed 8th Aug 2026

45% increase in 5 star reviews

in the past 90 days

61% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181112)

I have just started using PayPal credit.

I have just started using PayPal credit and I think it's great. It give you flexibility, and some of the promotions are good. Reviewed on: 25th June 2026

Never had an issue with PayPal easy to use, simple...

Never had an issue with PayPal easy to use, simple app Reviewed on: 25th June 2026

My experience with PayPal has been good.

My experience with PayPal has been good. It conveniente and secure way for me to shop online. I can easily track all my orders and send money to friends and family with a peace of mind. Reviewed on: 25th June 2026

Just perfect 5 out of 5 highly recommend

Just perfect 5 out of 5 highly recommend Reviewed on: 25th June 2026

An excellent service!

Never had to use customer service as never had any issues. Which in my view manors it an excellent option. Reviewed on: 25th June 2026

There when you need it.

PayPal as been excellent in providing funds when cash flow is a little short due to the cost of every day living. Reviewed on: 25th June 2026

Convenient, flexible, and easy to use

"I’ve been using PayPal Credit for a while dnow, and it has made managing larger purchases incredibly simple. The setup was quick, and the interest-free periods are highly transparent. Definitely gets my vote for Best Retail Finance Provider! Reviewed on: 25th June 2026

Great credit provider

Easy to use and apply for, convenient and stress free credit Reviewed on: 25th June 2026

The best option

Never had a problem with PayPal, everything runs smoothly Reviewed on: 25th June 2026

Highly recommended.

Easy and simple process and swift application of funding when necessary - easy to set up repayment plans and full explanations of the process given. Very generous interest rates. Reviewed on: 25th June 2026

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