Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,112 reviews, last reviewed 8th Aug 2026
45% increase in 5 star reviews
in the past 90 days
61% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026
UK's avatar
UK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181112)

Easy to use makes me confident when I use

5
Easy to use makes me confident when I use Reviewed on: 25th June 2026

Very good service

5
Very good service let's you chip away at payments.Always let you know how much your payments will be and when they are coming up Reviewed on: 25th June 2026

Excellent service would recommend

5
Excellent service would recommend Reviewed on: 25th June 2026

I think it’s good, thank you

3
I think it’s good, thank you in the future hopefully change in a good experience Reviewed on: 25th June 2026

Smooth and easy to use service, the 4months 0% inter...

5
Smooth and easy to use service, the 4months 0% interest in purchases by default is a game changer Reviewed on: 25th June 2026

PayPal: Relevant. Reliable. Reassuring.

5
PayPal pioneered a number of financial support to its customers - like pay in three. Now, other financial service providers have seen the value to customers and started to offer similar too. Also great customer service. Issues are resolved in a timely manner. That's reassuring. Reviewed on: 25th June 2026

Easy to use and great value , not long winded and ve...

5
Easy to use and great value , not long winded and very reliable Reviewed on: 25th June 2026

Always good

5
Never had any issues that were not resolved quickly and efficiently.Always very good customer service. Reviewed on: 25th June 2026

Always feel safe with using PayPal, easy to use.

5
Always feel safe with using PayPal, easy to use. lots of options. Reviewed on: 25th June 2026

Paypals biggest fan

5
Since whenever it started - the best payment platform ever in my opinion Reviewed on: 25th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101272 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products