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PayPal: PayPal Credit reviews

4.90
Based on 107,379 reviews, last reviewed 15th May 2026
2608050% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service easy to use. Great service easy to use. 0% on large items make it easy to budget for. Reviewed on: 15th May 2026
Michael C's avatar
Michael C

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107379)

Always a first class service, helps when problems ar...

5
Always a first class service, helps when problems arise in any transactions, great security. Many thanks! Reviewed on: 16th April 2026

Extremely excited

5
Until now PayPal has been extremely good at getting me through to my customers Reviewed on: 16th April 2026

Easy way to pay.

5
Easy way to pay. Payment to PayPal straight through the bank also easy process. Most companies take pay pal so makes paying easy Reviewed on: 16th April 2026

I have so far excellent experience and worth it

5
I have so far excellent experience and worth it Reviewed on: 16th April 2026

Money is safe

5
I feel my money is safe with PayPal Reviewed on: 16th April 2026

The platform is easy to use and very seamless

5
The platform is easy to use and very seamless Reviewed on: 16th April 2026

Easy to use

5
Just easy to use with piece of mind. Reviewed on: 16th April 2026

all transactions were easy, thanks!

5
all transactions were easy, thanks! Reviewed on: 16th April 2026

Great for purchasing online products.

5
Great for purchasing online products. Returns policy fast and straight forward if needed to use. All in all great for using as it gives 4 month interest free option on larger payments. Reviewed on: 16th April 2026

Sadino59

5
PayPal is a good company for borrowers Reviewed on: 16th April 2026

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