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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

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4.73

Based on 181,112 reviews, last reviewed 8th Aug 2026

45% increase in 5 star reviews

in the past 90 days

61% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181112)

Easy to set up and use.

Have found using PayPal very easy and helpful whenever needed, with promt refunds. Reviewed on: 25th June 2026

Love paypal

Never needed PayPal support but everything is easy to see understand and transactions are instant and clear, love it love paypal Reviewed on: 25th June 2026

Very quick and easy to set up, no ridiculous finance...

Very quick and easy to set up, no ridiculous finance offers to tempt into excessive debt, and easy to access and control spending and payments via the app Reviewed on: 25th June 2026

It's not bad

It's all easy to use online. I have linked virtual credit card to my wallet but gets rejected. Small fees not a problem but the bigger get rejected Reviewed on: 25th June 2026

I always use paypal where i can

I always use paypal where i can as ive never had any problems when ive had a dispute with a buyer Reviewed on: 25th June 2026

Easy to Use and Reliable

I've always found PayPal to be trustworthy and easy to use. They are not as pushy as some othe financial services which I like. The reward scheme is broad ranging and I've done quite well out of it. Reviewed on: 25th June 2026

Have 0% for 4 months is a perfect way to help spread...

Have 0% for 4 months is a perfect way to help spread costs Reviewed on: 25th June 2026

Everything has been straight forward and easy to use .

Everything has been straight forward and easy to use . Reviewed on: 25th June 2026

Quick,easy and very convenient very good being able...

Quick,easy and very convenient very good being able to get 0% interest for 4months Reviewed on: 25th June 2026

Good communication.

Good communication. Fair and reliable company. Good service, easy to use. Good rates and time to repay. Reviewed on: 25th June 2026

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