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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

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4.73

Based on 181,112 reviews, last reviewed 8th Aug 2026

45% increase in 5 star reviews

in the past 90 days

61% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181112)

Effective Financial Product

Ease of use and efficient product helps with realistic terms and conditions to help budgets.. Reviewed on: 25th June 2026

0% interest deals are great

They make it simple to get credit and pay it back with really good 0% interest deals Reviewed on: 25th June 2026

PayPal user for many years

I’ve used PayPal numerous years now and it’s only got better and better. The app is simple and easy to use and all the features on the app help track managing money so easy! Reviewed on: 25th June 2026

Easy to use and easy to make payment

Easy to use and easy to make payment Reviewed on: 25th June 2026

Excellent never had a problem

Excellent never had a problem. Being using this service for a while. You get emails forwhen payments are due and it gives you plenty of time Reviewed on: 25th June 2026

A trusted service with an easy-to-use app.

A trusted service with an easy-to-use app. It’s simple to monitor my account and make payments, and whenever I’ve needed help, the customer service team has been friendly and efficient. Reviewed on: 25th June 2026

Never had a problem, used PayPal for years, generall...

Never had a problem, used PayPal for years, generally happy with the service, no probs Reviewed on: 25th June 2026

Very simple and convenient, great rates and protection

Very simple and convenient, great rates and protection Reviewed on: 25th June 2026

All issues were resolved

All issues were resolved without any problems Reviewed on: 25th June 2026

PayPal is a simple way to pay with flexible options...

PayPal is a simple way to pay with flexible options to spread the cost. It also gives you a level of protection that is comforting. Reviewed on: 25th June 2026

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