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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

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4.73

Based on 181,112 reviews, last reviewed 8th Aug 2026

45% increase in 5 star reviews

in the past 90 days

61% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181112)

Can be useful for larger purchases.

Can be useful for larger purchases. Offers 0% interest on purchases over £99 for 4 months, provided you pay the full balance before the promotional period ends. Flexible repayments—you can pay more or clear the balance early without penalties. Widely accepted wherever PayPal Credit is offered. Reviewed on: 25th June 2026

all good really good amazing very helpful i would re...

all good really good amazing very helpful i would recommend Reviewed on: 25th June 2026

I’ve used to for a few years.

I’ve used to for a few years. Always handy to have & some good 0% deals Reviewed on: 25th June 2026

Very easy, straight forward and easy to use

Very easy, straight forward and easy to use Reviewed on: 25th June 2026

Excellent customer service, recently had a issue wit...

Excellent customer service, recently had a issue with a supplier and PayPal got my money back. Reviewed on: 25th June 2026

Good service always value for money

Good service always value for money Reviewed on: 25th June 2026

Always easy to use .

Always easy to use . Clear up disputes quickly. Accepted in most retailers online. Great interest rate . Highly recommend a PayPal credit account Reviewed on: 25th June 2026

Paypal credit had been fantastic!

Paypal credit had been fantastic! Easy to use, easy to manage and affordable payments! Reviewed on: 25th June 2026

Clear, easy to understand and use

Clear and easy to understand and quick to set up. Makes transactions easy and safe Reviewed on: 25th June 2026

Reliable and needful

Reliable and needful. I have always enjoyed using Paypal Reviewed on: 25th June 2026

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