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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107479 reviews)

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4.90

Based on 107,479 reviews, last reviewed 15th May 2026

2612600% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Everything is very easy to deal with Everything is very easy to deal with Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107479)

Easy to use and everywhere

Paypal is something that is basically everywhere which means it's very convenient. The interface for managing the credit is generally straightforward and easy to understand. It's quite clear what payments are being made. It was also easy to contact customer service and they gave me helpful advice. Reviewed on: 16th April 2026

PayPal Credit is a convenient and flexible way to ma...

PayPal Credit is a convenient and flexible way to manage purchases, especially for online shopping. The application process is quick, and once approved, it’s easy to use across a wide range of retailers that accept PayPal. One of its biggest advantages is the option for interest-free periods on certain purchases, which can be really helpful for spreading the cost. The interface is straightforward, making it simple to track spending and payments. Overall, it’s a reliable option for short-term financing when used responsibly. Reviewed on: 16th April 2026

Easy, quick application.

Easy, quick application. Love the 4 months interest free on purchases over £100. Thankyou Reviewed on: 16th April 2026

Really been very good experience since then until now.

Really been very good experience since then until now. Great service Reviewed on: 16th April 2026

Excellent service easy way to pay everything

Paypal is Excellent deserving 5* Reviewed on: 16th April 2026

I had to call through to customer service and it was...

I had to call through to customer service and it was so quick and easy, everyone were friendly and helpful. Reviewed on: 16th April 2026

Easy to get credit and some options for paying back...

Easy to get credit and some options for paying back Reviewed on: 16th April 2026

Easy to use and keep track of what payments are...

Easy to use and keep track of what payments are due Reviewed on: 16th April 2026

Its simple to use, easy to link with retailers and k...

Its simple to use, easy to link with retailers and keeps you notified of account activity. Would prefer faster updates to my actual bank account but that may not be within PayPal control Reviewed on: 16th April 2026

Great experience

Easy to use and very helpful when need help on things that are not received or broken they will sort out money back or re issue goods Reviewed on: 16th April 2026

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