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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

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4.73

Based on 181,112 reviews, last reviewed 8th Aug 2026

45% increase in 5 star reviews

in the past 90 days

61% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181112)

Always use PayPal credit for larger purchases, impor...

Always use PayPal credit for larger purchases, important that you use it properly and look out at retailers that offer good deals via PayPal, overall experience is excellent , allows flexibility and an economical way to fund larger cost items. Reviewed on: 25th June 2026

Love the flexiability of paypal, for those house hol...

Love the flexiability of paypal, for those house holders emergencies or buying the kids new school shoes Reviewed on: 25th June 2026

0% finance coupled with trust and convenience

Overall, I love PayPal Credit because it gives me flexibility, convenience, and peace of mind, and also the 0% finance. It's a service I've come to rely on, and it's made managing bigger purchases far easier than it used to be. Reviewed on: 25th June 2026

Very flexible as a credit card and payment options.

Very flexible as a credit card and payment options. Being able to use it for purchases via Apple Pay has been very good for me too especially in times of need Reviewed on: 25th June 2026

I love PayPal credit so easy and convenient for me t...

I love PayPal credit so easy and convenient for me to use. Reviewed on: 25th June 2026

Pay in three and credit options make it easy to spre...

Pay in three and credit options make it easy to spread the cost. This helps me to budget whenever an urgent purchase is required. Reviewed on: 25th June 2026

Handy to use easy but secure my go to mode...

Handy to use easy but secure my go to mode of payment Reviewed on: 25th June 2026

Helping Hand

Brilliant in every way and it help me a lot in the emergency matter when buying something Reviewed on: 25th June 2026

Reliable- easy to navigate, safe and trustworthy.

Reliable- easy to navigate, safe and trustworthy. Universally available and pay in three option is great/ now adopted by many other platforms Reviewed on: 25th June 2026

Fantastic All Round

I’ve been using PayPal credit for many years and it’s great for interest free short term lending. It’s handy for those larger purchases that you’d prefer to spread as cross a few months or in an emergency with their 4 months interest free offer. Reviewed on: 25th June 2026

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