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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

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4.73

Based on 181,112 reviews, last reviewed 8th Aug 2026

45% increase in 5 star reviews

in the past 90 days

61% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181112)

Always respond fairly and swiftly to any issues - I...

Always respond fairly and swiftly to any issues - I have had nothing but good experiences and also feel very safe and secure when using this service - mo ey feels protected - I have been scammed a couple of times and PayPal always protected my cash! Reviewed on: 25th June 2026

Wherever I shop, paypal is always there

Wherever I shop, paypal is always available, making for easy purchases and easy checkout, no need to constantly add details. Interest free purchases, for them more expensive item's. Now with the new debit and credit card. I feel more confident on the high street. App clear to know where you stand. Recommend to friends and family. Reviewed on: 25th June 2026

Good service, good availability online

It's available to use at a lot of places online now, and I particularly value the 0% for 4 months option Reviewed on: 25th June 2026

Quick and seemless

Process was quick seamless and not frightening Reviewed on: 25th June 2026

Think the 4 months interest free is an excellent fea...

Think the 4 months interest free is an excellent feature. It allowed me to budget extremely well. Reviewed on: 25th June 2026

Five star Service

Easy to use always great service Reviewed on: 25th June 2026

Always easy to access and use.

Always easy to access and use. Never not been accepted. Already told lots of people about PayPal credit Reviewed on: 25th June 2026

All good with no problems at all.

All good with no problems at all. Reviewed on: 25th June 2026

Easy to use although hard to get your money back if...

Easy to use although hard to get your money back if things go wrong Reviewed on: 25th June 2026

Good app and payment protection good resolution Cent...

Good app and payment protection good resolution Center for fraud Reviewed on: 25th June 2026

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