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PayPal: PayPal Credit reviews

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4.90
Based on 107,574 reviews, last reviewed 15th May 2026
2617100% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had a problem with PayPal. Never had a problem with PayPal. My go to for online shopping. No interest after so long and pay when you want Reviewed on: 15th May 2026
Marks's avatar
Marks

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107574)

Very simple to use.

5
Very simple to use. I love it . By checkout always choosing PayPal Reviewed on: 16th April 2026
MR M's avatar
MR M

PayPal credit is amazing!

5
PayPal credit is amazing! It is so convenient for helping to purchase items and pay over time. I was worried about using it at first but it’s been so handy. Love how easy it is to use and it’s been a lifesaver! Reviewed on: 16th April 2026
Kathleen M's avatar
Kathleen M

PayPal buy with confidence

5
I have no issues with paypal when purchasing anything and feel protected by their buyer protection rules Reviewed on: 16th April 2026
Karen G's avatar
Karen G

PayPal gives customers options to have decent life s...

4
PayPal gives customers options to have decent life style with the way their us options to pay for stuff. It’s very very very convenient Reviewed on: 16th April 2026
sylvain t's avatar
sylvain t

No hassle at all.

5
Always super easy to use and flexible. Reviewed on: 16th April 2026
JP's avatar
JP

Have no problems with purchases or when it's time t...

5
Have no problems with purchases or when it's time to make a payment on my credit Reviewed on: 16th April 2026
Vickie J's avatar
Vickie J

Easy to use and understand.

5
Easy to use and understand. I have used the credit facility on a number of larger transactions Reviewed on: 16th April 2026
KVnAP's avatar
KVnAP

Paypal lmy go to place

5
Paypal have always been my go to place for any high ended products. Very easy to use and understand Reviewed on: 16th April 2026
DAVE B's avatar
DAVE B

Helpful for larger items

5
Helpful for larger items pay in three Reviewed on: 16th April 2026
John Burrell's avatar
John Burrell

I find PayPal always delivers on service and custome...

5
I find PayPal always delivers on service and customer support Reviewed on: 16th April 2026
Darrell W's avatar
Darrell W

Review PayPal: PayPal Credit now

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