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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

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4.73

Based on 181,112 reviews, last reviewed 8th Aug 2026

45% increase in 5 star reviews

in the past 90 days

61% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181112)

Its easy to apply, use and the most important thing...

Its easy to apply, use and the most important thing is easy to set up monthly payment.. u can adjust anytime Reviewed on: 25th June 2026

Simply the best

I always feel secured using my Paypal. Easy to access and the best part is you can choose on how to pay which gives me a chance to spread out for my payment . Happy for purchasing an item at the same time happy wallet too. Reviewed on: 25th June 2026

When a company sent me a broken chair and would not...

When a company sent me a broken chair and would not deal with it, PayPal stepped in and sorted it. I got my refund. Reviewed on: 25th June 2026

Easy application process and quick decision.

Easy application process and quick decision. Easy access through their app which can be used on many websites with easy payment system. Communication is excellent and would thoroughly recommend to anybody. Reviewed on: 25th June 2026

Secure and fast payments

It's great option to have a larger purchase, securely bought with PayPal credit, with 0% APR if paid in 4 months. Reviewed on: 25th June 2026

A bit of a mixed bag.

A bit of a mixed bag to be honest. Advisers a knowledgable and do support but there is conflicting cases where they say no and then yes to resolving issues. I had fraud on my account and now they won’t issue a card so I can only use online which is a bit frustrating. Reviewed on: 25th June 2026

It’s been great for me, found it a little difficult...

It’s been great for me, found it a little difficult to get customers service but once I did it was helpful Reviewed on: 25th June 2026

PayPal is an exceptional company there payment plans...

PayPal is an exceptional company there payment plans are very affordable allowing you to spread the cost without having a huge hit on your finances Reviewed on: 25th June 2026

PayPal as room to grow

PayPal used to be better and more affordable and as I see it It still has a lot of room to grow. Still is a good and safe tool for purchases online Reviewed on: 25th June 2026

Love using pay pal credit, just gives you that extra...

Love using pay pal credit, just gives you that extra bit of time to pay for the things you need. Reviewed on: 25th June 2026

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