Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 107,650 reviews, last reviewed 15th May 2026
2620450% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is the best! In a nutshell PayPal is the most reliable and most trustworthy online Payment system with a very user friendly website. And thank you for providing su... Read more Reviewed on: 15th May 2026
Lucy P's avatar
Lucy P

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (107650)

Easy, convenient, safe and secure service

5
Very easy to use and feel very secure using PayPal for my purchases as I know that PayPal has all my purchases covered. Extremely easy, convenient and safe. Would highly recommend. Reviewed on: 16th April 2026
Claire Flanagan's avatar
Claire Flanagan

Flexible & effective - I'm a big PayPal fan!

5
I really like the flexibility of being able to pay outright, in 3 installments or using credit. Being able to gain points for purchases is also an incentive to use PayPal. I feel it's a safe & effective way to make online transactions & I use it very regularly now - I'm a big fan! Reviewed on: 16th April 2026
Feet First's avatar
Feet First

Easy to use

5
I find paypal easy to use and gives me confidence when purchasing online against scamd Reviewed on: 16th April 2026
Julie Murphy's avatar
Julie Murphy

This is good and fast service.

5
This is good and fast service. I created an account to get a refund for a damaged item from AliExpress, and I found the service quite convenient. Reviewed on: 16th April 2026
Daria A's avatar
Daria A

When I want to buy something I use Paypal , because...

5
When I want to buy something I use Paypal , because it is easier to get and you can pay later. Reviewed on: 16th April 2026
Aliona 's avatar
Aliona

Good stuff

5
Easy to use, a very fast service Reviewed on: 16th April 2026
MrMarcwilson1234's avatar
MrMarcwilson1234

So simple to use and navigate their app.

5
So simple to use and navigate their app. I’ve used them for years and think PayPal is fantastic! Reviewed on: 16th April 2026
Emma M's avatar
Emma M

It’s very easy to use they did very good job..

5
It’s very easy to use they did very good job Reviewed on: 16th April 2026
Keerthika S's avatar
Keerthika S

I use PayPal for all my payments.

5
I use PayPal for all my payments. Gives me peace of mind. Also it secure knowing you will get your money back if things go wrong. Reviewed on: 16th April 2026
Karen G's avatar
Karen G

PayPal credit

5
I'm customer for over 10 years and use PayPal credit very often for the products i don't want to pay all in one, I use for almost every purchase over £30 option in 3 months. Up to 4 months no interest so is very convinced. Reviewed on: 16th April 2026
Anna B's avatar
Anna B

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill