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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 107,675 reviews, last reviewed 15th May 2026
2621600% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is so easy to setup and use Paypal is so easy to setup and use both online and in-store. Very user friendly Reviewed on: 15th May 2026
Rhoda M's avatar
Rhoda M

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107675)

PayPal is super trustworthy and reliable always been...

5
PayPal is super trustworthy and reliable always been my top provider when I have needed to use credit/pay in installments. Wouldn’t trust any other company Reviewed on: 16th April 2026
Bexlou's avatar
Bexlou

Great service and easy to set up!

5
Was easy to set up direct debit and very clear to keep track of payments made and balance. to pay Reviewed on: 16th April 2026
Nicky N's avatar
Nicky N

Always there when needed like a best friend.

5
Always there when needed like a best friend. Reviewed on: 16th April 2026
Craig blewitt 's avatar
Craig blewitt

Good customer service, on time resolved the issues,...

4
Good customer service, on time resolved the issues, convenient payment options, easy to use the app. Reviewed on: 16th April 2026
Erika Brochin's avatar
Erika Brochin

PayPal has offered me a life line.

5
PayPal has offered me a life line when it comes to either paying over 3 months or longer with the credit option for essential bills like spreading the cost of my heating oil bill Reviewed on: 16th April 2026
Chefs misses's avatar
Chefs misses

I love it as it’s so easy to use

5
I love it as it’s so easy to use, I feel safe using it, I wouldn’t use any other apps Reviewed on: 16th April 2026
Chronicpain Leppar's avatar
Chronicpain Leppar

Fantastic customer service from start to finish.

5
Fantastic customer service from start to finish. Reviewed on: 16th April 2026
Zac Z's avatar
Zac Z

I have been using PayPal for nearly 2 years and the...

5
I have been using PayPal for nearly 2 years and the experience is awesome. Low effect on your credibility and high support for you financial conditions Reviewed on: 16th April 2026
Humble bee's avatar
Humble bee

Extremely fair and trustworthy!

5
Extremely fair and trustworthy, improvement other than handling over sensitive financial Card details to unknown merchants. Certainly feel far safer using PayPal when making distant transactions. Reviewed on: 16th April 2026
Derek Grant's avatar
Derek Grant

Paypal has provided innovative ways to deal on a day...

5
Paypal has provided innovative ways to deal on a day to day basis. So far it has been the best solution on the market due to its flexibility and processing power. Reviewed on: 16th April 2026
Muhammad Ijlal Zia's avatar
Muhammad Ijlal Zia

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