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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

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4.73

Based on 181,112 reviews, last reviewed 8th Aug 2026

45% increase in 5 star reviews

in the past 90 days

61% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181112)

Good service

Very good value been with PayPal a very long time never had a problem they couldn't help me with Excellent Reviewed on: 25th June 2026

The PayPal credit has been a convenient and flexible...

The PayPal credit has been a convenient and flexible way to spread the cost of larger purchases. The application process was straightforward, and the promotional interes-free periods can be very helpful when managed responsibly. Definitely a useful option for improving cash flow while maintaining secure online payments. Reviewed on: 25th June 2026

Excellent service great correspondence

Excellent service great correspondence Reviewed on: 25th June 2026

Quick and easy to use and customer service are very...

Quick and easy to use and customer service are very helpful if there’s ever an issue. Reviewed on: 25th June 2026

Pay-pal makes it easy to buy&to use the app when dea...

Pay-pal makes it easy to buy&to use the app when dealing with purchases or paying for items,they communicate well with existing customers and keep you up to date with various offers etc,good all round. Reviewed on: 25th June 2026

So simple to use and track your account.

So simple to use and track your account. Also easy to pay off extra when you want to. Reviewed on: 25th June 2026

PayPal pay in 3 is a winner!

I really rate PayPal as a most useful payment system- particularly the pay in 3. Reviewed on: 25th June 2026

Used pay pal for years it’s been great

Used pay pal for years it’s been great Reviewed on: 25th June 2026

Very easy and 4 months interest free on all purchase...

Very easy and 4 months interest free on all purchases over £100 if I want it with the new credit card. Totally flexible. I like it a lot. Reviewed on: 25th June 2026

Very good experience with payments around the world

Very good experience transfer money Reviewed on: 25th June 2026

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