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PayPal: PayPal Credit reviews

4.90
Based on 107,700 reviews, last reviewed 15th May 2026
2622750% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to set up and payment methods are easy to... Easy to set up and payment methods are easy to use Reviewed on: 15th May 2026
Simon D's avatar
Simon D

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107700)

Supportive if there is an issue.

5
Supportive if there is an issue. Easy to get help via the app if needed. Reviewed on: 16th April 2026

Never had any isdue using Paypal credit, excellent s...

5
Never had any isdue using Paypal credit, excellent service. Reviewed on: 16th April 2026

Love the Paypal credit.

5
Love the Paypal credit..great and easy to use . Reviewed on: 16th April 2026

Easy Access To Financd

5
Handy and easy to get quick access to short term finance Reviewed on: 16th April 2026

Easy to use and great for splitting payments also th...

5
Easy to use and great for splitting payments also the 4 months free intrest helps alot to soread the cost with out any intrest so its amazing Reviewed on: 16th April 2026

Perfect and excellent experience

5
Perfect and excellent experience Reviewed on: 16th April 2026

Easy, fast, safe and convenient!

5
PayPal make it so easy to pay for things both in store and online. The cards are easy to add to Apple wallet so I can use my phone to make payments and the app is super easy to use to check statements etc or pay off any credit owed. 5 star service Reviewed on: 16th April 2026

Secure, Protected and ease of use.

5
I've used the PayPal service for many years and it proved to be very handy in managing my purchases and payments. Secure way of purchase and protection. Reviewed on: 16th April 2026

Amaizing experience

5
Amaizing . It helps a lot in the most needed moment Reviewed on: 16th April 2026

Since I started using PayPal, their services has bee...

5
Since I started using PayPal, their services has been exceptional Reviewed on: 16th April 2026

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