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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

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4.73

Based on 181,112 reviews, last reviewed 8th Aug 2026

45% increase in 5 star reviews

in the past 90 days

61% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181112)

I use PayPal O% credit for 4 months fairly regularly...

I use PayPal O% credit for 4 months fairly regularly, it’s a great way to purchase a product that’s slightly more expensive, and giving a reasonable period of time to spread the cost. Reviewed on: 25th June 2026

Great and convenient Pretty much accepted everywhere...

Great and convenient Pretty much accepted everywhere online Reviewed on: 25th June 2026

Couldn’t be easier!

Very easy to set up, visable from the PayPal app and works seamlessly via apple wallet, making it really easy to use when out and about Reviewed on: 25th June 2026

Amazing service

Paypal feels like a safety net particularly when shopping online, and has alwasy been reliable and helpful Reviewed on: 25th June 2026

I use it for holidays to spread the cost! And more

I love Paypal credit, I use for my family of 5 holidays plane tickets and Airbnb it gives me time to pay it off and breathing space. I also use it on big items such as most recently our 20ft swimming pool which was over £400 and I get 4 months to pay it off. I love it. Reviewed on: 25th June 2026

The ease of payments and services

The ease of payments and services Reviewed on: 25th June 2026

Paypal it’s convenience: fast payments, easy online...

Paypal it’s convenience: fast payments, easy online shopping, and simple money transfers. Reviewed on: 25th June 2026

Fantastic

Amazing experience, it’s been nothing short of financial freedom Reviewed on: 25th June 2026

Quick and easy to apply and easy to set up...

Quick and easy to apply and easy to set up dd payment Reviewed on: 25th June 2026

Easy to use ,easy to manoeuvre,easy to repay you cho...

Easy to use ,easy to manoeuvre,easy to repay you choose how much.only borrow what you can afford and everything is fine, I mainly use it as it is so secure.Thanks Pay Pal. Reviewed on: 25th June 2026

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