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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

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4.73

Based on 181,112 reviews, last reviewed 8th Aug 2026

45% increase in 5 star reviews

in the past 90 days

61% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181112)

Good but few tweaks could make better

I think it’s great just need a few tweaks from customer prospective like more notifications or when items sent back what’s still owing in the interest free period like reminders and easy of paying in lump sum Reviewed on: 25th June 2026

Great use them everyday and everywhere

Great use them everyday and everywhere Reviewed on: 25th June 2026

I’m in control of my spending -Recommend

Easy to apply set up and good visibility on payments and end of promotional interest offers feel in control of my spending and borrowing Reviewed on: 25th June 2026

Easy to use and very flexible.

Easy to use and very flexible. Far less complicated than credit card payments and universally accepted. Of particular value is the pay in three instalments facility. There is nothing more I can say other than I highly recommend PayPal and wouldn’t think of using any ther payment services provider. Reviewed on: 25th June 2026

Very quick to answer queries.

Very quick to answer queries. Fair and reasonable service. I feel that my money and payments are safe with PayPal. Would definitely recommend. Reviewed on: 25th June 2026

It’s simple, clear, I always know where I stand.

It’s simple, clear, I always know where I stand. Reviewed on: 25th June 2026

PayPal credit is my go to payment method

PayPal credit has been my go to since it began, since PayPal was my constant payment method it made perfect sense that PayPal credit would follow Reviewed on: 25th June 2026

Very easy application process and all terms set out...

Very easy application process and all terms set out in an easy to understand fashion. Fast yet informative service Reviewed on: 25th June 2026

I’ve been using PayPal Credit for a while now . . . .

I’ve been using PayPal Credit for a while now, and overall it’s very simple and convenient to use. Making purchases is straightforward, especially when you’re already using PayPal regularly. One thing to be aware of is the relatively high interest rates, so it’s important to stay on top of your payments. That said, PayPal does a good job of keeping you informed. They regularly update you on your spending and clearly show how much you could save if you pay more than the minimum each month, which is really helpful for managing your balance. Reviewed on: 25th June 2026

PayPal is getting more and more popular on internet...

PayPal is getting more and more popular on internet sites which gives me more options and I know PayPal will step in if I have any problems with sellers. Reviewed on: 25th June 2026

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