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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

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4.73

Based on 181,112 reviews, last reviewed 8th Aug 2026

45% increase in 5 star reviews

in the past 90 days

61% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181112)

PayPal credit has been brilliant for many years, and...

PayPal credit has been brilliant for many years, and I would continue using it for many years more! Reviewed on: 25th June 2026

Paypal services

It’s 50/50 not bad good service It help me out in emergency Reviewed on: 25th June 2026

Always there to help.

Always there to help. Information regularly sent. Good service provider Reviewed on: 25th June 2026

Flexibility with payments

Using paypal credit for my purchases has given me a great flexibily for payments specially when using 4 months on 0% interest and pay in 3 months which gives me time to plan my shopping and bills in general. Would recommend every person to have these benefits of paypal but to use it smartly. Reviewed on: 25th June 2026

The app 8s easy to use, and always efficient service...

The app 8s easy to use, and always efficient service, highly recommend Reviewed on: 25th June 2026

Good services

PayPal credit is awesome - gives you 4 month interest free, the customer service is top notch they respond extremely fast. Reviewed on: 25th June 2026

Great product

Great product simple to use and gives you the freedom to make your money work for you and a helping hand when needed Reviewed on: 25th June 2026

So convenient.

So convenient. Helps to spread costs of big purchases at no charge if it’s paid off within 4 months. All very clear and straightforward. Reviewed on: 25th June 2026

Reliable and convenient.

Reliable and convenient. Checkout always a simple process. I've spoken to customer service on the phone once and they were very helpful on resolving an issue swiftly. Reviewed on: 25th June 2026

As a consumer, I would highly recommend PayPal Cred...

As a consumer, I would highly recommend PayPal Credit⁠ to anyone looking for a flexible and convenient way to manage purchases. I have found it easy to use, helpful for spreading the cost of larger purchases, and seamlessly integrated with the PayPal payment process. It has been a valuable financial tool for me, and I would recommend it to others who are looking for additional payment flexibility. Reviewed on: 25th June 2026

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