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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

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4.73

Based on 181,112 reviews, last reviewed 8th Aug 2026

45% increase in 5 star reviews

in the past 90 days

61% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181112)

Easy to use ,fast payment and customer care is easy...

Easy to use ,fast payment and customer care is easy to use Reviewed on: 25th June 2026

Unrivalled service

Excellent so far, no issues from my experience Reviewed on: 25th June 2026

PayPal Credit has been an excellent way to spread th...

PayPal Credit has been an excellent way to spread the cost of larger purchases while keeping the application and payment process incredibly simple. The flexibility to manage repayments through the app, combined with clear communication and a seamless checkout experience, makes it a genuinely useful financial tool. It’s reliable, transparent and has given me confidence to make purchases when needed. I wouldn’t hesitate to recommend PayPal Credit to anyone looking for convenient, flexible finance. Reviewed on: 25th June 2026

Secure buying online

I love how it makes life more easier knowing you have PayPal helps make things secure buying on line Reviewed on: 25th June 2026

PayPal credit with 4 months credit is super handy fo...

PayPal credit with 4 months credit is super handy for those bulky purchases which you just can’t face ( but oh so need) financially and gives you wiggle room to pay Reviewed on: 25th June 2026

Recommended - Getting 4 months interest free is a...

Getting 4 months interest free on big purchases is a real winner! I've used it many times across multiple platforms. No issues and clear statements so I know where I stand month to month. Reviewed on: 25th June 2026

Easy to use and good repayment plans using paypal cr...

Easy to use and good repayment plans using paypal credit Reviewed on: 25th June 2026

Customer service excellent and the range of products...

Customer service excellent and the range of products is great from pay in 3 to PayPal credit , vvvvvvvvvvvvv c. Reviewed on: 25th June 2026

Exactly what you want from a company you

Always clear. Good communication. Great offers Reviewed on: 25th June 2026

A Great Way to Spread the Cost with PayPal Credit.

Great experience with PayPal Credit. The 0% interest for 4 months made it easy to spread the cost of my purchase, and the application and checkout process were quick and simple. I’d definitely recommend it. Reviewed on: 25th June 2026

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