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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107899 reviews)

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4.90

Based on 107,899 reviews, last reviewed 15th May 2026

2631750% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

If a retailer doesn't have Paypal, i wont use it. If a retailer doesn't have Paypal, i wont use it. For me, Paypal shows a retailer is creditable. Regularly use for purchases, i like the protection it... Read more Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107899)

I have great Pal so hopefull in m... PayPal is great

I have great experience with PayPal so hopefull in many occasions I was able to get my money back from merchant. And also pay in three is very good for everyone. Thanks PayPal Reviewed on: 16th April 2026

Easy to use.

Easy to use. Good credit options. Reviewed on: 16th April 2026

I use PayPal credit all the time and is very easy wi...

I use PayPal credit all the time and is very easy with the app and now that I can also add the card to Apple Pay has made it so much easier. Reviewed on: 16th April 2026

You can spread the cost and enjoy interest free for...

You can spread the cost and enjoy interest free for the first four months, giving you extra freedom. You can make payments whenever you want to reduce your amount. Reviewed on: 16th April 2026

So easy to use, help at your finger tips

So easy to use, help at your finger tips Reviewed on: 16th April 2026

Love it!!

Have been using PayPal for over 20 years, it's great for shopping online and love that you can spread payments out. Reviewed on: 16th April 2026

A little frustrating when my bank debit card doesn’t...

A little frustrating when my bank debit card doesn’t always work when trying to add funds to my PayPal debit card. Reviewed on: 16th April 2026

Always great customer service money is always there...

Always great customer service money is always there and thousands of places accept paypal Reviewed on: 16th April 2026

Very good option for people, nice option for big pur...

Very good option for people, nice option for big purchase Reviewed on: 16th April 2026

OK so far no dramas easy to use and very straightfor...

OK so far no dramas easy to use and very straightforward Reviewed on: 16th April 2026

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