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PayPal: PayPal Credit reviews

4.73
Based on 181,112 reviews, last reviewed 8th Aug 2026
45% increase in 5 star reviews
in the past 90 days
61% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026
UK's avatar
UK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181112)

PayPal is so easy with great payment options I alway...

5
PayPal is so easy with great payment options I always take advantage of the 0% for 4 months options and your purchases are protected Reviewed on: 25th June 2026

Fab!!.highly recommend

5
So easy to use,love the pay in 3 option.customer service is amazing!.love its available in so many retail outlets . Reviewed on: 25th June 2026

Used PayPal for many years.

4
Used PayPal for many years. It has provided a convenient money platform. Reviewed on: 25th June 2026

quick and easy to purchase manage money via the app.

5
Very easy to manage money especially on the app. Easy to track refunds especially using the history feature Reviewed on: 25th June 2026

I like paypal !

5
My experience using PayPal so far has been very good ! Would definitely recommend . I use the pay in 3, pay in 4 when I have to. It’s definitely helped me make big payments in small chunks without breaking the bank. Reviewed on: 25th June 2026

Less stress

5
PayPal has always been great, I use it if I have a larger expense, such as a clutch kit plus labour on my car. Big help nowadays! Reviewed on: 25th June 2026

PayPal services excellent

5
Used PayPal for years no problems at all Reviewed on: 25th June 2026

Safe way to pay

5
PayPal is super easy to use. The app is very secure and user friendly. It’s an easy way to pay that doesn’t require much stress or hassle. It’s easy to double check what you’re doing before making a purchase. Very good app and way to pay. Reviewed on: 25th June 2026

Interest free periods really help me manage my finan...

5
Interest free periods really help me manage my finances Reviewed on: 25th June 2026

Excellent

5
Great. Fantastic supporting team. Quick answers and resolutions Reviewed on: 25th June 2026

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