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PayPal: PayPal Credit reviews

4.73
Based on 181,112 reviews, last reviewed 8th Aug 2026
45% increase in 5 star reviews
in the past 90 days
61% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026
UK's avatar
UK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181113)

Any time I’ve had a problem, I have been spoken with...

5
Any time I’ve had a problem, I have been spoken with respect and spoken to clearly as to understand what is going on. Problem is always resolved same day and the customer service is and always has been fantastic Reviewed on: 25th June 2026

Ive never had any issues either online or instore.

5
Ive never had any issues either online or instore. The availability of having this option is excellent Reviewed on: 25th June 2026

Great flexibility

5
PayPal gives me the flexibility I need when I have to plan my purchases Reviewed on: 25th June 2026

Great experience with fraud was dealt very professio...

5
Great experience with fraud was dealt very professionally Reviewed on: 25th June 2026

Great credit provider

5
Great intro offer, great benefits and feels like it's on my terms. I would recommend this to my friends and family. Reviewed on: 25th June 2026

Great Service

5
Paypal have always been prompt at answering any enquiries Reviewed on: 25th June 2026

Makes spending easy

5
Easy to track my payments and funds. Easy to use app Reviewed on: 25th June 2026

Great PayPal

5
Great service Bernard a customer for years Reviewed on: 25th June 2026

Very reliable and comfortable in daily use.

5
Very reliable and comfortable in daily use. Reviewed on: 25th June 2026

Ease of use, convenience

5
Ease of use, convenience of putting larger purchases payment plans to spread costs at point of checkout. Reviewed on: 25th June 2026

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