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PayPal: PayPal Credit reviews

4.90
Based on 107,942 reviews, last reviewed 15th May 2026
2633750% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use ! Easy to use ! Straightforward! No hidden fees or anything like that ! Reviewed on: 15th May 2026
A B's avatar
A B

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107942)

I have had no issues whatsoever with PayPal.

5
I have had no issues whatsoever with PayPal. That's rare in this industry. Reviewed on: 16th April 2026

Happy Customer

5
Very good .Using PayPal fur long time Reviewed on: 16th April 2026

Amazing experience and approved fast easy to work an...

5
Amazing experience and approved fast easy to work and very simple Reviewed on: 16th April 2026

Excellent service especially the zero percent purcha...

5
Excellent service especially the zero percent purchase opportunity Reviewed on: 16th April 2026

Very helpful and friendly .

5
Very helpful and friendly . Helpful issues Reviewed on: 16th April 2026

Reliable and simple straightforward 0% credit !

5
Reliable and simple straightforward 0% credit !! certainly helps our business cash flow !! just there when you need it no fuss. We used to use funding circle but this surpasses anything thats out there. We Will always recommend PayPal as being a go to credit funding Reviewed on: 16th April 2026

Good credit facility.

5
Good credit facility. Cheap if repaid in time Reviewed on: 16th April 2026

Paypal is very trust worthy and makes mr feel safe w...

5
Paypal is very trust worthy and makes mr feel safe which purchasing online Reviewed on: 16th April 2026

Quick, easy and reliable PayPal

5
Quick, easy and reliable. Safe online payments with options for credit, pay outright or pay in three instalments. Any problems are delt with promptly and fairly in my experience. Reviewed on: 16th April 2026

Everything is straight forward in PayPal and transpa...

5
Everything is straight forward in PayPal and transparent Reviewed on: 16th April 2026

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