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PayPal: PayPal Credit reviews

4.73
Based on 181,112 reviews, last reviewed 8th Aug 2026
45% increase in 5 star reviews
in the past 90 days
61% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026
UK's avatar
UK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181113)

Positive PayPal

5
I have nothing but positive thoughts about PayPal. I find it refreshingly easy to use and keep track of my balance. Reviewed on: 25th June 2026

Never had any issues

5
No issue in 10 years of use, almost all issue’s dealt with in quick time Reviewed on: 25th June 2026

Well it does what it is designed for.

5
Well it does what it is designed for. Works for me! Pretty straightforward! Reviewed on: 25th June 2026

Love this app

5
It's so easy to use and gives you extra time to pay with no charges. Reviewed on: 25th June 2026

Used PayPal for many years

5
Used PayPal for many years it helps in many areas Reviewed on: 25th June 2026

love paypal

5
I love paypal and the new option to add a virtual card to your wallet is amazing, any issue is resolved and staff are friendly and helpful, great value and easy to use. love that everything is managed online and there are options on ways to pay. Reviewed on: 25th June 2026

Easy and wonderful!

5
It’s been quite seamless and never had any issues. About time they accept credit!! Reviewed on: 25th June 2026

Pay in 4 is absolutely awesome

5
Easy to use and the pay in 4 is absolutely awesome Reviewed on: 25th June 2026

I have used PayPal for a number of of years now, and...

5
I have used PayPal for a number of of years now, and I like the confidence it gives me, I know before I make a purchase how much it’s going to cost me to pay for the item. Reviewed on: 25th June 2026

A bit complicated in between direct debit period

4
A bit complicated in between direct debit period Reviewed on: 25th June 2026

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