Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107974 reviews)

View other PayPal products

4.90

Based on 107,974 reviews, last reviewed 15th May 2026

2635150% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Only started using so haven’t got the hang of it... Only started using so haven’t got the hang of it Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (107974)

supportive customer service and easy to use, special...

supportive customer service and easy to use, specially after adding paypal payment card. Reviewed on: 16th April 2026

Always a good service

Always a good service, credit with an easy option Reviewed on: 16th April 2026

Good company!

Good company with plenty of payment options. Never had any issues with PayPal Reviewed on: 16th April 2026

I am happy with the PayPal service

I am happy with the PayPal service Reviewed on: 16th April 2026

Great service being provided, helped out with purcha...

Great service being provided, helped out with purchases Reviewed on: 16th April 2026

Great way to earn points

I find the points system really good and a great way to get rewarded Reviewed on: 16th April 2026

Highly recommended excellent service

Highly recommended excellent service Reviewed on: 16th April 2026

So easy to use and different ways to pay

So easy to use and different ways to pay make handling all types of purchase really simple and manageable. Setting up direct debits and reminders for longer term borrowing makes sure you don’t lose track of payments too. Reviewed on: 16th April 2026

Very easy to use.

Very easy to use. Secure but not ridiculous when logging in. Reviewed on: 16th April 2026

A reliable company,...

They have always been a strong and reliable company, transparency and clarity are something they clearly practice in their work. The inclusion of direct debit cards and reward schemes makes it feel like a big community Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews
Payments
from PayPal 4.91 from 3716 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 51181 reviews
Payments
from PayPal 4.91 from 3716 reviews
Credit card
from PayPal 4.90 from 82 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub