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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181107 reviews)

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4.73

Based on 181,107 reviews, last reviewed 6th Aug 2026

53% increase in 5 star reviews

in the past 90 days

70% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181107)

Brilliant from top to bottom

No matter my issues with hacking or customer services enquires im always met, with kind and concise effort. Amd woth the paypal credit itself unkess you max out your limit and spend foolishly, the rates stay under the the repayment amount so instead of chasing yourself you slowly chip away like its supposed to be Reviewed on: 22nd June 2026

PayPal Credit via Ninja/Shark purchase

Recently used PayPal credit to buy a new BBQ from Ninja. The option was there for 12 month interest free payments. I selected this option and the purchase went through and PayPal provided excellent communities email throughout the process. BBQ was delivered 2 days later. Reviewed on: 22nd June 2026

No Hassle no fuss

Always had a good experience with PayPal credit and being retired Pay in 3 or zero interest works really well for me Reviewed on: 22nd June 2026

PayPal credit is a game changer, simple to set up an...

PayPal credit is a game changer, simple to set up and easy to check when interest free period ends Reviewed on: 22nd June 2026

Clear on what is available and easy to use.

Clear on what is available and easy to use. Reviewed on: 22nd June 2026

Points system

Really feel more secure using PayPal online and loving the points system! Reviewed on: 22nd June 2026

Great flexibility to spread payments

Never had to use customer services but really like the flexibility of PayPal credit and pay in three. Reviewed on: 22nd June 2026

My choice for all round quality excellent service

Knowledgeable excellent help when help is required efficient service and quality service all round & a great profile Reviewed on: 22nd June 2026

App easy to use no hassle ,good advice and helpful...

App easy to use no hassle ,good advice and helpful when needed. Reviewed on: 22nd June 2026

PayPal credit is really easy to use and offers 4 mon...

PayPal credit is really easy to use and offers 4 months at 0% which is great. Reviewed on: 22nd June 2026

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