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PayPal: PayPal Credit reviews

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4.90
Based on 106,226 reviews, last reviewed 13th May 2026
2555200% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

character - Good start, but tell us a little more. character - Good start, but tell us a little more. Reviewed on: 13th May 2026
Ziro 's avatar
Ziro

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106226)

Ease of use for sending money or using PayPal to pay...

5
Ease of use for sending money or using PayPal to pay for goods with peace of mind Reviewed on: 16th April 2026
lynne Mcquade's avatar
lynne Mcquade

Great feature

5
This feature allows to spread the cost for long term with no interest and helps saving the interest unlike most providers. Reviewed on: 16th April 2026
Sundararaju Kanakaraju's avatar
Sundararaju Kanakaraju

Easy and clear

4
Easy and clear, never had any problem. I would recommend for anyone who wants to build credit score. Reviewed on: 16th April 2026
Katarzyna 's avatar
Katarzyna

Hassle free finance option

5
I find PayPal a stress free, simple option for financing some of my larger purchases and enjoy the flexibility that it allows me. Reviewed on: 16th April 2026
Terri McG's avatar
Terri McG

Easy to use, clear on how to repay and how much it w...

5
Easy to use, clear on how to repay and how much it will cost Reviewed on: 16th April 2026
Karen W's avatar
Karen W

informative helpful site responsive customer service

5
informative helpful site responsive customer service Reviewed on: 16th April 2026
RA 's avatar
RA

Simply fantastic

5
With paypal credit I've been able to purchase things when I needed and pay off my credit then. It's fantastic and helps more than I could ever put in words Reviewed on: 16th April 2026
Garry R's avatar
Garry R

Simple, safe, secure - simple process with a great app.

5
Simple, safe, secure - simple process with a great app. Great comms/updates, safe online process. Reviewed on: 16th April 2026
Danny B's avatar
Danny B

Safer online transactions.

5
Safer online transactions. Credit without interest. Easy to send and receive money. Reviewed on: 16th April 2026
Nicola Lu's avatar
Nicola Lu

PayPal is a safe and easy way to use money and a goo...

5
PayPal is a safe and easy way to use money and a good experience Reviewed on: 16th April 2026
Reece E's avatar
Reece E

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