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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181107 reviews)

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4.73

Based on 181,107 reviews, last reviewed 6th Aug 2026

53% increase in 5 star reviews

in the past 90 days

70% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181107)

Bin using PayPal for 15 years.

Bin using PayPal for 15 years. Bin so useful for online purchasing and the pay in 3 function has bin so useful. Reviewed on: 22nd June 2026

Great for spreading your payments

Great for spreading your payments Reviewed on: 22nd June 2026

Simple clean effective just a no nonsense way to use...

Simple clean effective just a no nonsense way to use the account and having the card now in digital wallet makes that part easier to Reviewed on: 22nd June 2026

I’m very happy with the customer service and i can u...

I’m very happy with the customer service and i can use my credit not only paying online but in stote as well. Reviewed on: 22nd June 2026

Positive Experience with PayPal Credit Card

I have had a positive experience with the PayPal Credit Card. It is easy to use, especially for online purchases, and I like being able to manage everything through my PayPal account. The cashback rewards are a nice benefit. The only drawback is that the interest rate can be high if you do not pay off the balance in full. Overall, it is a convenient and reliable credit card. Reviewed on: 22nd June 2026

No body accessed to my bank account.

No body accessed to my bank account.feeling relax Reviewed on: 22nd June 2026

Always a good experience with support and ease of us...

Always a good experience with support and ease of use to spend too. Reviewed on: 22nd June 2026

I have bring using PayPal for over decades and never...

I have bring using PayPal for over decades and never have issues with my online purchases. I trusted PayPal on online purchases than my bank. PayPal has been so amazing to and worth using for online purchases. Reviewed on: 22nd June 2026

Fast and hassle free

Fast and hassle free, extremely easy to get sorted Reviewed on: 22nd June 2026

Easy to use and great to have 4 months interest free...

Easy to use and great to have 4 months interest free on my larger purchases. Easy to pay each month, with reminders of how my my direct debit is going to be. Reviewed on: 22nd June 2026

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