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PayPal: PayPal Credit reviews

4.73
Based on 181,107 reviews, last reviewed 6th Aug 2026
53% increase in 5 star reviews
in the past 90 days
70% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026
DBuxton's avatar
DBuxton

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181108)

Always very helpful and their customer care is alway...

5
Always very helpful and their customer care is always a priority. Very patient and understanding staff. Reviewed on: 22nd June 2026

PAYPAL JUST ELEVIATES THE STRESSES OF THE STRAINS OF...

5
PAYPAL JUST ELEVIATES THE STRESSES OF THE STRAINS OF EVERYDAY LIFE Reviewed on: 22nd June 2026

Easy smooth transactions ...

5
Easy of use , setting up and using it , clear billing and reminders for payments due Reviewed on: 22nd June 2026

pay in 3

5
pay in 3 is excellent. Makes buying more expensive items more accessible. Reviewed on: 22nd June 2026

It’s convenient and it’s fast and I may be able to p...

5
It’s convenient and it’s fast and I may be able to pay things quicker Reviewed on: 22nd June 2026

I love using it.

5
I love using it. I don't always have money. And so many times it helps me Reviewed on: 22nd June 2026

I love using it.

5
I love using it. I don't always have money. And so many times it helps me Reviewed on: 22nd June 2026

So easy to use

5
So easy to use and great that by using PayPal its like having a back up if anything happens Reviewed on: 22nd June 2026

Great service. Trusted.

5
Great service. Affordable repayments. Trusted provider. Reviewed on: 22nd June 2026

I’ve had a great experience with PayPal.

5
I’ve had a great experience with PayPal. It’s easy to use, reliable, and makes payments quick and secure. I especially value the buyer protection, which gives peace of mind when shopping online. The overall convenience and security make it a service I trust. Reviewed on: 22nd June 2026

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