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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106331 reviews)

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4.90

Based on 106,331 reviews, last reviewed 13th May 2026

2559950% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great service, never had any issues. Great service, never had any issues. Got approved for credit easily. Assigining reoccurring payments is super easy. I will continue to use the PayPal ... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106331)

Easy and affordable way of buying products online

I have managed to pay for many different purchases on various online retail shops easily due to payment options offered by PayPal Reviewed on: 16th April 2026

Amazing everytime with great support

Amazing everytime with great support Reviewed on: 16th April 2026

I’ve had a good experience using PayPal Credit for a...

I’ve had a good experience using PayPal Credit for a few planned purchases. The setup was quick, it’s very easy to use, and having everything managed within PayPal makes things straightforward. The interest‑free period on purchases over £99 is genuinely helpful, and as long as you stay on top of repayments, it works exactly as advertised. I like the flexibility and convenience, especially for short‑term spending where you know you can clear the balance before interest applies. Definitely not something to use casually, but if you’re organised and use it sensibly, it’s a useful option to have. Reviewed on: 16th April 2026

Payments are a lot easier with PayPal

Payments are a lot easier with PayPal Reviewed on: 16th April 2026

Great, clear app!

Great! 0% apr for 4 months is the best. Thank you, paypal.i wish to increase the limit quicker Reviewed on: 16th April 2026

I use PayPal for all my online purchases, safe easy...

I use PayPal for all my online purchases, safe easy and very convenient:-) Reviewed on: 16th April 2026

Always been a good experience!

Always been a good experience! app is easy to use and set up everything is clear Reviewed on: 16th April 2026

Been using PayPal for years has been great...

Been using PayPal for years and always has been great Reviewed on: 16th April 2026

Very quick and easy to set up can use it in most pla...

Very quick and easy to set up can use it in most places Reviewed on: 16th April 2026

Brilliant service

PayPal credit allows ne to spoil my grandchildren because I can spread the cost, it's so easy to use and I absolutely love it I would recommend it to anyone, it's brilliant way to spread the cost of those things you love Reviewed on: 16th April 2026

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