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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,375 reviews, last reviewed 13th May 2026
2561950% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good fast happy with the service Good fast happy with the service Reviewed on: 13th May 2026
David 's avatar
David

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106375)

It was quite smooth experience and went easy and no...

5
It was quite smooth experience and went easy and no issues Reviewed on: 16th April 2026
Seb's avatar
Seb

I love how PayPal innovates, adds new products, and...

5
I love how PayPal innovates, adds new products, and different features for payment, rewards, and sharing experiences. I use it a lot, it also helps to spread the costs and 'pay in 3' feature. Recently, I also applied for the Credit PayPal, very useful. The process was super fast, I got the deci8in 1 minute. I would recommend to everyone who does many financial transactions. Reviewed on: 16th April 2026
Emix 's avatar
Emix

Siempre correcto y se adapta a mis necesidades

5
Siempre correcto y se adapta a mis necesidades Reviewed on: 16th April 2026
Cristina 's avatar
Cristina

It’s a convenient way to spread the cost of online p...

5
It’s a convenient way to spread the cost of online purchases without needing a physical card. It often offers 0% interest for a few months on larger purchases, making it useful for short-term budgeting. You can use it instantly at checkout anywhere PayPal is accepted, which makes payments quick and easy. It also comes with PayPal’s buyer protection, giving extra reassurance when shopping online. Overall, it’s a simple and flexible option for managing payments. Reviewed on: 16th April 2026
Jevgenija's avatar
Jevgenija

Magnificent

5
My experience with PayPal Credit is so sothing. Flexible, using online and in store . Reviewed on: 16th April 2026
Shakshairudeen B's avatar
Shakshairudeen B

Easy to use interest free credit

5
Easy to use to finance some larger household purchases we have made allowing us to spread the cost interest free. Reviewed on: 16th April 2026
Holly B's avatar
Holly B

I don't have much to say except I'm happy with how t...

5
I don't have much to say except I'm happy with how things are working Reviewed on: 16th April 2026
Brutalness's avatar
Brutalness

customer service

5
Very good customer service and support. Reviewed on: 16th April 2026
Garry's avatar
Garry

PayPal is the best reliable payment option

5
You notify me when a payment is due. I love using PayPal so i am not giving my card details to anyone. You are a trusted and fab way of buying items and spreading the cost Reviewed on: 16th April 2026
Deborah B's avatar
Deborah B

Have been a PayPal user for many years.

5
Have been a PayPal user for many years.I have always received a first class customer service and on the rare occasion I have had to raise an issue regarding payments etc they have always been dealt with quickly and without fuss. Reviewed on: 16th April 2026
Bryan R's avatar
Bryan R

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