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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181109 reviews)

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4.73

Based on 181,107 reviews, last reviewed 6th Aug 2026

53% increase in 5 star reviews

in the past 90 days

70% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181109)

It's easy to use

It's easy to use, and recently began offering a physical card which is super useful. Reviewed on: 22nd June 2026

Convoluted website

I still find it quite difficult to navigate the website to see exactly what I owe. Reviewed on: 22nd June 2026

PayPal forever

I use my account since 5/6 year or more. I use my profile to do domestic and international payment in extremely security. Paypal is my personal scherme to protect my personal account in everyday transaction. The functionality of paypal are growed since I used it and now I got also my personal card debit. Also during this year , Paypal it was extremely helpfull to spread the transaction in 3 by give to me more flexibility to pay back the cost like Hotel purchase. Reviewed on: 22nd June 2026

Easy to use and no dramas and happy to recommend

Easy to use and no dramas and happy to recommend Reviewed on: 22nd June 2026

Quick and easy to pay reliable and efficient with ad...

Quick and easy to pay reliable and efficient with added Security and now with tracking and you can earn points as well Reviewed on: 22nd June 2026

Easy payments with good opportunities for interest f...

Easy payments with good opportunities for interest free over a period of time or payment plans that are affordable for those more expensive purchases Reviewed on: 22nd June 2026

Quick, easy and simple steps to make purchases and a...

Quick, easy and simple steps to make purchases and access repayment. Reviewed on: 22nd June 2026

Very easy and secure use all the time

Very easy and secure use all the time Reviewed on: 22nd June 2026

Have had PayPal account for a few years.

Have had PayPal account for a few years.I use it regularly to pay for purchases especially pay in 3.It allows me to afford more expensive things Reviewed on: 22nd June 2026

Easy to use

My experience with PayPal has been overwhelmingly positive, thanks to its seamless one-click checkout, reliable buyer protection, and the peace of mind that comes with not having to enter my card details on countless different websites. Reviewed on: 22nd June 2026

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