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PayPal: PayPal Credit reviews

4.73
Based on 181,107 reviews, last reviewed 6th Aug 2026
53% increase in 5 star reviews
in the past 90 days
70% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026
DBuxton's avatar
DBuxton

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181109)

Best finance option

5
Have been using for many years now, never had any issues. Customer service is excellent, payment options are also really good and flexible. Reviewed on: 22nd June 2026

So easy to use and manage and keep on top of credit...

5
So easy to use and manage and keep on top of credit also it is a great to use when buying online because of protection from scammers Reviewed on: 22nd June 2026

Very good service all round

5
This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026

Easy to use and helpful staff if there is ever a pro...

5
Easy to use and helpful staff if there is ever a problem. Reviewed on: 22nd June 2026

No fuss, No muss

5
PayPal Credit has really helped me to be able to purchase a few key items at a time when i wouldn't have been able to, allowing me to proactively manage the cost via the PayPal app so i can always keep up to date with where i need to be. Reviewed on: 22nd June 2026

Payments

5
Great way to pay and interests free payments if payed in time Reviewed on: 22nd June 2026

Very good services.

5
Very good services. Safe and helping when needed! Reviewed on: 22nd June 2026

Amazing they go out of there way to help you...

5
Amazing they go out of there way to help you Reviewed on: 22nd June 2026

I had an occasion to raise an issue with a company I...

5
I had an occasion to raise an issue with a company I had bought something from and never received. PayPal rectified the issue with no issues at all Reviewed on: 22nd June 2026

Excellent money available in minutes

5
Excellent money available in minutes Reviewed on: 22nd June 2026

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