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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,421 reviews, last reviewed 13th May 2026
2564200% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent experience always fast and reliable Excellent experience always fast and reliable Reviewed on: 13th May 2026
Freddie's avatar
Freddie

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106421)

Very easy and simple to get credit

5
Very easy and simple to get credit Reviewed on: 16th April 2026
Warrick's avatar
Warrick

Great service

5
Never had any issues with Paypal whatsoever, and issues are quickly resolved. Reviewed on: 16th April 2026
Robert 's avatar
Robert

Easy to use very convenient and professional

5
Easy to use very convenient and professional Reviewed on: 16th April 2026
Martin Crump's avatar
Martin Crump

Excellent service, you are clear efficent and concis...

5
Excellent service, you are clear efficent and concise in my dealings Reviewed on: 16th April 2026
Andrew D's avatar
Andrew D

It’s so easy to use.

5
It’s so easy to use. I feel using PayPal it gives me more security when making payments especially online. Reviewed on: 16th April 2026
Marnie's avatar
Marnie

Personal & Business PayPal, the only way.

5
I use personal and business PayPal. An excellent and safe way to transact. Clear and obvious charges and great customer service really help to make everything run as smoothly as it should. Zettle is a really handy tool to help sustain a cashless business model that I run. Reviewed on: 16th April 2026
Cameron Jay's avatar
Cameron Jay

Good and very easy to use the PayPal app user...

5
Good and very easy to use the PayPal app user friendly Reviewed on: 16th April 2026
Roopesh V's avatar
Roopesh V

Seamless Transaction

5
Seamless transaction and easy to connect to my bank Reviewed on: 16th April 2026
Local Man's avatar
Local Man

Easy access

5
Clear statements showing the payee for each transaction. Easy to access, instructions are clear. Reviewed on: 16th April 2026
Elizabeth Y's avatar
Elizabeth Y

Very efficient costumerservice and very clear payments

5
Very efficient costumerservice and very clear payments Reviewed on: 16th April 2026
Cociorva I's avatar
Cociorva I

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