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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106480 reviews)

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4.90

Based on 106,480 reviews, last reviewed 13th May 2026

2566950% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent customer service always happy to help and... Excellent customer service always happy to help and the app is clear and easy Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106480)

Not well .stuck in bed could do with a treat

I wish there was no limit on you option for pay jb Reviewed on: 16th April 2026

highly recommended very trustworthy service

It’s a amazing experience and I’m glad to have been part of this organisation for so long. Reviewed on: 16th April 2026

PayPal credit is simple easy and so easy to manage e...

PayPal credit is simple easy and so easy to manage everything all under control by the app so can manage and see everything thing use some good benefits to Reviewed on: 16th April 2026

Very good experience never had a problem

Very good experience never had a problem Reviewed on: 16th April 2026

PayPal is extremely easy to use, very easy approval...

PayPal is extremely easy to use, very easy approval process and managing after. Customer service is great, always available and straight to the point. Reviewed on: 16th April 2026

Easy to process any purchase, I like the pay in 3,op...

Easy to process any purchase, I like the pay in 3,option & use it often Reviewed on: 16th April 2026

Convenient!!!

I have used PayPal Credit and overall my experience has been good. The approval process was quick and easy, and the option to pay in instalments has been very helpful for larger purchases. The app is simple to use and payments are processed quickly. However, the interest rates can become quite high if you don’t pay on time, so you need to be careful. Also, customer support can sometimes be slower than expected. Overall, it’s a useful option if used responsibly!!!! Reviewed on: 16th April 2026

Money boost

It's good for if you need it as a little extra boost Reviewed on: 16th April 2026

Really good safe way to shop omline

Really good safe way to shop omline Reviewed on: 16th April 2026

No headaches.

No headaches. Easy end to end credit payment experience. Reviewed on: 16th April 2026

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