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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181109 reviews)

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4.73

Based on 181,107 reviews, last reviewed 6th Aug 2026

53% increase in 5 star reviews

in the past 90 days

70% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181109)

Easy to apply and great service.

Easy to apply and great service. App is straightforward. Reviewed on: 22nd June 2026

Easy to use and hustle free ,great for shopping only...

Easy to use and hustle free ,great for shopping only online never have to creat an account with buyer just log in with PayPal , easy Peezy Reviewed on: 22nd June 2026

Simple straight forward.

Simple straight forward. Good rates Reviewed on: 22nd June 2026

Superhero Paypal

I needed money for my car MOT and was short of cash PayPal credit was like superman. It rescued me from a fail. Reviewed on: 22nd June 2026

I use PayPal as my main finance provider for online...

I use PayPal as my main finance provider for online purchases. It is easy to use. It exceeds any others Reviewed on: 22nd June 2026

Paypal service

Not had paypal for that long but its fantastic sevice for credit and moveing money Reviewed on: 22nd June 2026

Paypal credit is ideal product for every person

Paypal credit has provided avenue for me to buy things and pay back later making it very convenient. They protect me against online scammers and scams,bad businesses etc Reviewed on: 22nd June 2026

Very easy to use and a great tool to have

Just a great service to use. Very helpful Reviewed on: 22nd June 2026

PayPal can do it all

With a range of options, I think PayPal provides a safe way to spend money online while keeping my financial details secure. As a new debit card holder, as well as a digital credit card holder, I have a range of ways to pay, depending on what I need, plus the 4month interest free on anything over £99, and points added to my account every time I spend (and the extra points earned when using the debit card!), a little extra goes a long way with Paypal. Reviewed on: 22nd June 2026

Easy to check eligibility and great credit options w...

Easy to check eligibility and great credit options with zero interest Reviewed on: 22nd June 2026

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