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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181110 reviews)

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4.73

Based on 181,107 reviews, last reviewed 6th Aug 2026

53% increase in 5 star reviews

in the past 90 days

70% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181110)

Easy and helpful.

Helpful when needing a buffer and easy to remake payments. Reviewed on: 22nd June 2026

Nice one they always have a solution for your problems.

Nice one they always have a solution for your problems. Reviewed on: 22nd June 2026

Paypal Credit is my most trusted credit service

Paypal Credit has been my most trusted credit experience, I have been using them for many years, and I prefer to use them over other credit options. They are always transparent about their interest rates, amounts needed for repayments, and informing me of when repayments are due. It is also very easy to set up a direct debit for repayments if needed. Reviewed on: 22nd June 2026

Flexible secure and quick way to purchase and share...

Flexible secure and quick way to purchase and share expenses. Reviewed on: 22nd June 2026

Excellent choice and easy payment

Excellent choice and easy payment Reviewed on: 22nd June 2026

PayPal credit have been a lifesaver for me and my di...

PayPal credit have been a lifesaver for me and my disabled son when I need shopping etc. Reviewed on: 22nd June 2026

Good easy-to-use service for online purchases.

Good easy-to-use service for online purchases. Pay in 4 months is a service that I regularly use even though I have the money available it helps spread the load more comfortably. Reviewed on: 22nd June 2026

Easy to use and set up use the pay in...

Easy to use and set up use the pay in 3 whenever I can Reviewed on: 22nd June 2026

Good service.

Good service. Everything is working smoothly Reviewed on: 22nd June 2026

A brand I trust

I have used PayPal for many, many years. Since they introduced PayPal Credit I use it even more. It's much better for me than a credit card. I love the fact I get a few months to pay off my debt, even though I never need it, it just gives that security just in case something crops up that I didn't budget for. Totally trusting PayPal always. Reviewed on: 22nd June 2026

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