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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106611 reviews)

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4.90

Based on 106,611 reviews, last reviewed 13th May 2026

2572950% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

4 months 0%, great customer service! Love that you can pay over 4 months with 0% interest on a rolling basis, it’s great. Have had a couple of queries/disputes to raise, PayPal have alway... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106611)

My experience with PayPal customer service.

I had an issue with a payment card/account that I had closed therefore I was behind with my payments. The person I spoke to was extremely helpful and assured me that all would be fine once I updated my details. She advised me how to go online into my account and delete my old bank account details. I found her to be very helpful and knowledgeable. Reviewed on: 16th April 2026

Reliable and Convenient

Headline: Reliable and Convenient for Everyday Payments I’ve been using PayPal for quite some time now, and overall it has been a very reliable and convenient way to manage online transactions. Setting up an account was quick and straightforward, and linking my bank account and cards was hassle-free. One of the biggest advantages is how widely accepted PayPal is. Whether I’m shopping online, sending money to friends, or receiving payments, it consistently works smoothly. The added layer of security also gives me peace of mind, as I don’t have to share my card details directly with every website. Transfers are usually fast, and the mobile app is easy to navigate, making it simple to keep track of transactions on the go. I also appreciate the buyer protection feature, which has been helpful when purchasing from unfamiliar sellers. That said, fees for certain transactions—especially international transfers—can be a bit high, and occasionally there are delays in resolving disputes. However, these issues haven’t outweighed the overall convenience and trustworthiness of the service. Overall, PayPal is a dependable platform that makes managing payments simple and secure. I would definitely recommend it for both personal and everyday use. Reviewed on: 16th April 2026

Great Company

I've used PayPal for years without any issues. I would definitely recommend them. My money and account is very safe Reviewed on: 16th April 2026

I always pay with pay pal.

I always pay with pay pal. It’s fast and money is safe and secure. Iam able to track all out goings and if any concerns customer service are amazing. Reviewed on: 16th April 2026

I’ve had a great experience with PayPal Credit.

I’ve had a great experience with PayPal Credit. It’s incredibly convenient, easy to use, and gives me flexibility when managing my purchases. The application process was quick, and I appreciate how seamless it is to use it directly through PayPal. It’s been a reliable option whenever I need a bit of extra time to pay — highly recommended! Reviewed on: 16th April 2026

Seamless and easy to use.

Seamless and easy to use. The credit function helps spread costs over a few months. It slots into almost every transaction securely Reviewed on: 16th April 2026

Always been very helpful and solved my issues that a...

Always been very helpful and solved my issues that arose Reviewed on: 16th April 2026

Convenient but Caution Needed

Using PayPal Credit feels convenient because it’s built right into checkout. The application process is quick, and decisions come instantly. Managing payments is straightforward, but the high interest kicks in fast. Overall, it works well if you stay organised and clear the balance on time. Reviewed on: 16th April 2026

I bought a product that didnt turn up.

I bought a product that didnt turn up. I contacted PayPal help desk and they was brilliant got the money refunded in a few days. They was friendly and understanding. Reviewed on: 16th April 2026

Best easy access account

Very easy to understand and to access and touse Reviewed on: 16th April 2026

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