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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181110 reviews)

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4.73

Based on 181,107 reviews, last reviewed 6th Aug 2026

53% increase in 5 star reviews

in the past 90 days

70% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181110)

I enjoyed the flexible repayment are use paper more...

I enjoyed the flexible repayment are use paper more than 10 years now it’s very helpful especially now with a new debit card. Thank you so much. Reviewed on: 22nd June 2026

Frustrating Experience with Payment Processing

I have been experiencing a series of unsuccessful payment attempts, which are negatively affecting my credit score, despite having updated my bank details. I was forced to cancel my previous card because I was concerned that someone might be using my card information for unauthorized transactions. Unfortunately, the ongoing issues with PayPal have made this situation extremely frustrating. In an effort to ensure payments could be processed promptly, I even transferred funds into my PayPal wallet. However, the system continues to take an unreasonably long time to update and process payments. This prolonged delay and lack of resolution have caused significant inconvenience and unnecessary stress. It is disappointing that such a basic payment issue has been so difficult to resolve. I would appreciate an urgent review of my account and a prompt solution to prevent any further impact on my credit record. Reviewed on: 22nd June 2026

Normally great, i have had an issue where the entire...

Normally great, i have had an issue where the entire payment comes out of my bank account unannounced (my previous one, I used credit 2 weeks ago with a view to pay off in 2 months, and today ive had a notification saying its taken the entire payment which has put me in a bad financial position currently)...normally it works fine but this has happened a couple of times Reviewed on: 22nd June 2026

Excellent service

Excellent service, all round brilliant Reviewed on: 22nd June 2026

Easy excellent and good customer

Easy excellent and good customer Reviewed on: 22nd June 2026

Makes payments easier for everything

Makes payments easier for everything Reviewed on: 22nd June 2026

Stress-free credit to live

PayPal credit has enabled me to spread the cost living and still being able to live. And have a stress-free life Reviewed on: 22nd June 2026

Simply Amazing, will not hesitate to recommend paypa...

Simply Amazing, will not hesitate to recommend paypal to others Reviewed on: 22nd June 2026

One of the best .

One of the best . Gives you more flexibility Reviewed on: 22nd June 2026

Love PayPal

Easy to use.Excellent service Love PayPal and the option provided Reviewed on: 22nd June 2026

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