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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181107 reviews)

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4.73

Based on 181,107 reviews, last reviewed 6th Aug 2026

53% increase in 5 star reviews

in the past 90 days

70% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181107)

Makes balancing finances easy and manageable

Makes balancing finances easy and manageable Reviewed on: 22nd June 2026

PayPal Credit has been a life saver for me.

PayPal Credit has been a life saver for me. Never had any problems. Would highly recommend. Reviewed on: 22nd June 2026

Perfect service and safe money transactions, buy now...

Perfect service and safe money transactions, buy now pay later options with 0% promotional items. Reviewed on: 22nd June 2026

easy payments without the cost

Used many time to make payments easier without paying interest Reviewed on: 22nd June 2026

Great for emergencies

I've never had any problems with using PayPal credit. It's great for emergencies Reviewed on: 22nd June 2026

Easy to apply for and use, comes in really handy for...

Easy to apply for and use, comes in really handy for all different types of purchases and added safety on top Reviewed on: 22nd June 2026

Easy use of service

Easy use and easy to apply app is good to see balance Reviewed on: 22nd June 2026

Provides me with security and peace of mind when mak...

Provides me with security and peace of mind when making purchases. I rarely have to use the resolution services but when I have I am always kept well informed at every stage. This is absolutely invaluable. Reviewed on: 22nd June 2026

Quick and simple system!

I have never had a problem with PayPal and the system is very simple and quick to navigate and use. Reviewed on: 22nd June 2026

Easy to navigate with clear outline of any charges .

Easy to navigate with clear outline of any charges . Accepted payment option at most outlets Reviewed on: 22nd June 2026

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