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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,044 reviews, last reviewed 13th May 2026
2546700% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Effortless and Intuitive I've never had an issue with any transaction, the app is very intuitive and easy to follow, sending and receiving payments is easy and information is ... Read more Reviewed on: 13th May 2026
Andrew P's avatar
Andrew P

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106044)

I'm so happy because if sellers rong information the...

5
I'm so happy because if sellers rong information they help fully and sport and look after as well complete safety money as well thanks Reviewed on: 16th April 2026
Muhammad a's avatar
Muhammad a

Pain by PayPal is excellent.

5
Pain by PayPal is excellent. I never had issues. I always use PayPal each time I pay oh when I buy. Online oh when ever I speak to customer service, they have excellent service polite and solve any issue you have thank you to all of Reviewed on: 16th April 2026
Harim a's avatar
Harim a

0% credit if re-paid within the time frame

4
my experience has been good, 0% credit if paid within the time frame given. Always helpful to know there is backup when you need extra funds for a short time . Just in case there is a need to urgently book a hotel with pay 5 days away. Reviewed on: 16th April 2026
DC's avatar
DC

PayPal credit is an easy way to manage credit

5
PayPal credit is an easy way to manage credit on items that you would like to pay over a period and time and they often offer 0% interest which is great as you’re still only paying the retail price. Customer care is great as they are always very helpful and knowledgeable when you have an enquiry. If I can choose any way to pay over time 9/10 I usually choose PayPal Credit. Reviewed on: 16th April 2026
Ellie L's avatar
Ellie L

Very good will be using paypal from now on!

5
Very good will be using paypal from now on! Reviewed on: 16th April 2026
Alfie 's avatar
Alfie

Mediation

5
It's good to have a mediator between buyers and sellers to resolve disputes. I've had easy access to this mediation. Reviewed on: 16th April 2026
Wii Ki's avatar
Wii Ki

Used to be very good customer service now it’s take...

4
Used to be very good customer service now it’s take ages Reviewed on: 16th April 2026
Waseem's avatar
Waseem

customer service is helpful & informative.

5
customer service is helpful & informative. Interest rates are pretty good. Great with returns & refunds Reviewed on: 16th April 2026
Lisa P's avatar
Lisa P

Just so easy to use and pay in 3 gives you better op...

5
Just so easy to use and pay in 3 gives you better options Reviewed on: 16th April 2026
Karen G's avatar
Karen G

Happy customer

5
Overall good need some more time emi with no interest Reviewed on: 16th April 2026
Mohammed Hyder Ali's avatar
Mohammed Hyder Ali

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