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PayPal: PayPal Credit reviews

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4.90
Based on 105,808 reviews, last reviewed 13th May 2026
2536100% increase in 5 star reviews
in the past 90 days
7500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PAYPAL my partner in purchases PayPal is just convenient it is mt preferred choice when it comes to purchases I buy with confidence knowing I am protected. Whenever I have had issue... Read more Reviewed on: 13th May 2026
Mrs D's avatar
Mrs D

Latest lowest rating:

2

I was scammed online paid by paypal but paypal refus... I was scammed online paid by paypal but paypal refused to refund me on more than 3 ocassions. Banks are best they refund you when you are scammed Reviewed on: 13th May 2026
A P's avatar
A P
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105808)

I am using an app!

5
I am using an app! Which I find out very helpful. Reviewed on: 15th April 2026
Renata W's avatar
Renata W

No complaints - I have been using Paypal for years a...

5
No complaints - I have been using Paypal for years and always quick and easy and if ever I had an issue getting through with customer service has been painlesd Reviewed on: 15th April 2026
Robyn B's avatar
Robyn B

Just easy

5
It just easy to use on line, plus easy to pay Reviewed on: 15th April 2026
Alexander F's avatar
Alexander F

Great and simple to use.

4
Great and simple to use.Good security on distance selling Reviewed on: 15th April 2026
Michelle s's avatar
Michelle s

It has a virtual card which makes it convenient to m...

4
It has a virtual card which makes it convenient to make purchases Reviewed on: 15th April 2026
Concy M's avatar
Concy M

It's always been great.

5
It's always been great. After speaking to customer service I was left feeling valued, pleased and content the problem had been solved. Reviewed on: 15th April 2026
Debora J Holler's avatar
Debora J Holler

Flexible Finance

5
Easy access finance, big help and simple process Reviewed on: 15th April 2026
Victor J's avatar
Victor J

Paypal credit is a winner

5
Ease of payment is excellent and simple payment options available. Balance sometimes disappears, would be better if this was fixed and a total of payments due according to interest was provided. Reviewed on: 15th April 2026
Jonathan Hawke's avatar
Jonathan Hawke

PayPal offers that’s extra security and peace of min...

5
PayPal offers that’s extra security and peace of mind with my online payments. The payment over three months, comes in handy for those spontaneous buys as well. Reviewed on: 15th April 2026
Paul McG's avatar
Paul McG

Very reliable!

5
Very reliable! Always good and never disappointed Reviewed on: 15th April 2026
Oomme's avatar
Oomme

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