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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181107 reviews)

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4.73

Based on 181,107 reviews, last reviewed 6th Aug 2026

53% increase in 5 star reviews

in the past 90 days

70% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181107)

Always there to help.

Always there to help. Very good rates. Easy to contact customer services if needed. Pay in three with no interest when needed, very useful for purchases. Reviewed on: 22nd June 2026

Handy having a secure credit option

Handy having a secure credit option Reviewed on: 22nd June 2026

Satisfaction guaranteed 100%.

Satisfaction guaranteed 100%. The protection from rogue traders is one of the many advantages of using PayPal payment. Reviewed on: 22nd June 2026

Benefit for me is the peace of mind knowing any issu...

Benefit for me is the peace of mind knowing any issues or scams will be dealt with and sorted. Reviewed on: 22nd June 2026

The application and approval process was really swif...

The application and approval process was really swift and painless. I have utilised paypal credit on a number of occasions and closing the account is also incredibly easy. The Customer Service communication is excellent. Reviewed on: 22nd June 2026

Easy straightforward to understand.

Easy straightforward to understand. App is people friendly. Q+A section very useful. Simple instructions. Reviewed on: 22nd June 2026

Great for survey money to be in to.

Great for survey money to be in to. Credit and debit card accounts. Easy to transfer money from to current account. Reviewed on: 22nd June 2026

PayPal a geat liitle credit card

i have used PayPal since it was first linked with E-Bay, when it seperated I still continued tu use it. i like the Pay In 3 and have used it with purchases of larger items. My only niggle is the apparent ease companies can take money from my account without any notification from PayPal Reviewed on: 22nd June 2026

Good, had PayPal for years!

Good, had PayPal for years! Easy to use Reviewed on: 22nd June 2026

RODNEY58

I have never had a problem when using PayPal. Reviewed on: 22nd June 2026

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