Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,718 reviews, last reviewed 13th May 2026
2531900% increase in 5 star reviews
in the past 90 days
7500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great ,really easy and straight forward application... Great ,really easy and straight forward application and with in 5 minutes your money on your account. 5 ***i would highly recommend paypal credit to ... Read more Reviewed on: 13th May 2026
cara hutchinson's avatar
cara hutchinson

Latest lowest rating:

1

Never ever trust Paypal My laptop was comprised and a £500 fraud took place using PayPal credit. PayPal just read script rubbish to me and would not stop the payment. Luckily... Read more Reviewed on: 13th May 2026
Benjamin S's avatar
Benjamin S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (105718)

PayPal credited is easy and efficient when you need it.

5
PayPal credited is easy and efficient when you need it. I enjoy using PayPal credit I love how it gives you time to pay interest free. Reviewed on: 15th April 2026
Pauline M's avatar
Pauline M

Always easy and clear so there can be no confusion.

5
Always easy and clear so there can be no confusion. Reviewed on: 15th April 2026
Elizabeth H's avatar
Elizabeth H

Excellent, easy to use making transactions simple

5
Excellent, easy to use making transactions simple Reviewed on: 15th April 2026
The Smithy b&b's avatar
The Smithy b&b

I have very good experience with PayPal

5
I have very good experience with PayPal Reviewed on: 15th April 2026
Asad M's avatar
Asad M

Very easy to use and very handy when buying things o...

5
Very easy to use and very handy when buying things online Reviewed on: 15th April 2026
David c's avatar
David c

Easy one hassle free experience and easy interface t...

5
Easy one hassle free experience and easy interface to use Reviewed on: 15th April 2026
Mina g's avatar
Mina g

Using PayPal has been a very straightforward experie...

4
Using PayPal has been a very straightforward experience across the many years I have used the service, and have had few problems. On the rare occasions I've had to rope on customer support, they've been very helpful and easy to work with to sort my issue out. Reviewed on: 15th April 2026
Kyle F's avatar
Kyle F

I have used PayPal for various payments over the yea...

5
I have used PayPal for various payments over the years everyone as easy as the last. Everything just works with paypal Reviewed on: 15th April 2026
Aaron Kent's avatar
Aaron Kent

Always handy to have

5
Very easy to use app and the credit becoming more widespread is very handy. I’ve found it especially useful to send money to family/ friends quickly and with ease. The option to use the credit with 0% for a few months has also been a lifesaver in emergencies. Reviewed on: 15th April 2026
Soph's avatar
Soph

Easy breezy

5
I found using PayPal to make payments very convenient and very straightforward Reviewed on: 15th April 2026
Daisy H's avatar
Daisy H

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill