Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 105,697 reviews, last reviewed 13th May 2026
2530950% increase in 5 star reviews
in the past 90 days
7500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is easy to manage and make purchases PayPal is easy to manage and make purchases Reviewed on: 13th May 2026
Mash chad's avatar
Mash chad

Latest lowest rating:

1

Never ever trust Paypal My laptop was comprised and a £500 fraud took place using PayPal credit. PayPal just read script rubbish to me and would not stop the payment. Luckily... Read more Reviewed on: 13th May 2026
Benjamin S's avatar
Benjamin S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (105697)

Help where possible

5
I like PayPal because it's fast reliable and if I have had a problem the are quick to help, they keep in me well informed about how far things along things are. Even making sure that I'm happy with the outcome any dispute Reviewed on: 15th April 2026

Easy to use and always trustworthy

5
Easy to use and always trustworthy Reviewed on: 15th April 2026

Paypal credit is so handy and fair.

5
Paypal credit is so handy and fair. Really easy to use and good for spreading big payments out or subscriptions and pay it when you want Reviewed on: 15th April 2026

PayPal is always helpful and it's easy to use

5
PayPal is always helpful and it's easy to use Reviewed on: 15th April 2026

PayPal offer excellent customer service.

5
PayPal offer excellent customer service. Should a problem arise with a vendor which they ignore or refuse to cooperate, PayPal resolution team will handle on your behalf. This is ideal as it takes all the pressure, frustration off our (customer) shoulders. I find this service so valuable due to health issues. PayPal gives me peace of mind. Reviewed on: 15th April 2026

I've used PP for many years now and have never had a...

5
I've used PP for many years now and have never had any doubts about quality of service or ease of using app. I now also have virtual card in wallet for use when needed, and most of all you've made spreading cost of the more expensive items more managable with pay monthly with zero interest Whats not to like about Pay Pal 100% from me. Reviewed on: 15th April 2026

No secret charges , accurate and reliable

5
No secret charges , accurate and reliable Reviewed on: 15th April 2026

Good app to use have used it for years

5
Good app to use have used it for years Reviewed on: 15th April 2026

Easy and quick.

5
Easy and quick. Simple to use. Would highly recommend. Reviewed on: 15th April 2026

It's a very good app, it's helped me a lot...

5
It's a very good app, it's helped me a lot lately Reviewed on: 15th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 50085 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3712 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 82 reviews
    PayPal
    View all products