Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181107 reviews)

View other PayPal products

4.73

Based on 181,107 reviews, last reviewed 6th Aug 2026

53% increase in 5 star reviews

in the past 90 days

70% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181107)

I have used PayPal for a longtime and never had a ne...

I have used PayPal for a longtime and never had a negative experience Reviewed on: 22nd June 2026

Great experience would highly recommend

Great experience would highly recommend Reviewed on: 22nd June 2026

PayPal gives the best deal.

PayPal gives the best deal. Easy to pay with card or online. Constant updates and initiative web site. And, good protection on returning goods. Reviewed on: 22nd June 2026

very convenient

So easy to use and very convenient, app is very clear to access and see your account , email communication is good too so you always know when your payment is due etc Reviewed on: 22nd June 2026

Love using PayPal credit as it helps me through the...

Love using PayPal credit as it helps me through the month if I need it and if I need to purchase something abit higher than my usual price range I can use PayPal credit and then pay it off monthly instead if one big payment so would defo recommend it to others Reviewed on: 22nd June 2026

A convenient and safe way to pay for online items...

A convenient and safe way to pay for online items Reviewed on: 22nd June 2026

Great Service

Good communication. Great Service Reviewed on: 22nd June 2026

Secured and Reliable

I’ve used PayPal for many years now and it has given me confidence that all my transactions are secured every time. It is well accepted and the mobile app is easy to use. Reviewed on: 22nd June 2026

Not great experience getting my money back when I wa...

Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

Easy to use, available everywhere.

Easy to use, available everywhere. The app is very helpful and seamless with my bank accounts. The options of Pay in 3 and PayPal credit are also so useful and flexible Reviewed on: 22nd June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101271 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub