Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,219 reviews, last reviewed 12th May 2026
2508950% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal Pay in 3 is the way ahead! Very quick and easy means to purchase online goods. Support and protection is fantastic. Unlike other lenders, you can a totally speak withsomeone in ... Read more Reviewed on: 12th May 2026
Jo D's avatar
Jo D

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (105219)

Never had an issue with pay pal, great job

5
Never had an issue with pay pal, great job Reviewed on: 15th April 2026
william honeywill's avatar
william honeywill

Features and costumer servuce

5
Great costumer service.ALthough the features a bit confusing sometimes. Reviewed on: 15th April 2026
Melitta S's avatar
Melitta S

Very good experience and very east to use.

5
Very good experience and very east to use. Would recommend it to a friend Reviewed on: 15th April 2026
CherylLee McIntyre 's avatar
CherylLee McIntyre

Great easy to use app with lots of useful benefits...

5
Great easy to use app with lots of useful benefits Reviewed on: 15th April 2026
Duncan B's avatar
Duncan B

Excellent service & very Easy

5
Excellent service & very Easy fast service Reviewed on: 15th April 2026
Arfan's avatar
Arfan

PayPal credit.

5
Really enjoying the PayPal credit and also giving flexibility of using it as Apple Pay, any time and anywhere. The points system looks hard to achieve, needs to be bit more realistic. Reviewed on: 15th April 2026
Saira 's avatar
Saira

Brilliant

5
Use frequently repay in the term no hassle Reviewed on: 15th April 2026
Lee V's avatar
Lee V

Easy app

5
Easy app great ways to pay lots of options Reviewed on: 15th April 2026
kevin's avatar
kevin

Yes they have been good, there seemed to be a proble...

5
Yes they have been good, there seemed to be a problem with direct debt so just make sure I check myself now and pay as it is easier but on a whole a good service Reviewed on: 15th April 2026
Brendan S's avatar
Brendan S

Absolutely love PayPal.

5
Absolutely love PayPal. Payi n 3 is super handy, PayPal finance is easy to apply for and manage. The best provider of its kind Reviewed on: 15th April 2026
Richard L's avatar
Richard L

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill