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PayPal: PayPal Credit reviews

4.73
Based on 181,106 reviews, last reviewed 6th Aug 2026
55% increase in 5 star reviews
in the past 90 days
78% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026
Maurice V's avatar
Maurice V

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181106)

Really gpod service easy to use.

5
Really gpod service easy to use. Reviewed on: 21st June 2026

PayPal really good reward program

5
All good, PayPal+ is really good, easy Reviewed on: 21st June 2026

Good interest rates and plenty iof places accept

5
Good interest rates and plenty iof places accept Reviewed on: 21st June 2026

PayPal is great way to make secure payment.

5
PayPal is great way to make secure payment. Reviewed on: 21st June 2026

Best decision i made getting a card

5
Best decision i made getting a card Reviewed on: 21st June 2026

It was good I like it a lot very good...

5
It was good I like it a lot very good app Reviewed on: 21st June 2026

Always easy to use and no hassle

5
Always easy to use and no hassle Reviewed on: 21st June 2026

I have been using PayPal credit to get my children b...

5
I have been using PayPal credit to get my children birthday and Christmas present throughout the year. It’s so handy to have when you are low on money and can make affordable repayments that suit you. You are able to increase or decrease your limit suiting your affordability and eligibility. Reviewed on: 21st June 2026

PayPal is easy to use and a trusted credit option.

5
PayPal is easy to use and a trusted credit option. Reviewed on: 21st June 2026

Seamless services, great interest free options, low...

5
Seamless services, great interest free options, low interest rates, can’t complain Reviewed on: 21st June 2026

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