Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,106 reviews, last reviewed 6th Aug 2026
55% increase in 5 star reviews
in the past 90 days
78% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026
Maurice V's avatar
Maurice V

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181106)

Paypal is very easy to navigate !

5
Paypal is very easy to navigate !! Reviewed on: 21st June 2026

Look good

4
It is Good and trus. Muy easy and good communication. Reviewed on: 21st June 2026

Very quick processes that work seamlessly

5
Very quick processes that work seamlessly Reviewed on: 21st June 2026

Highly professional to be honest, I’ve always manage...

5
Highly professional to be honest, I’ve always managed to get someone on the phone whenever I’ve had an issue, like an actual person and not a bot, each as respectful and professional as the last. I’m also very happy with the multiple features provided by PayPal that May purchasing both easy and protective. Reviewed on: 21st June 2026

My account has always been easy to access.

5
My account has always been easy to access. I have had to contact customer service much, on 2 occasions I had to contact them it was easy Reviewed on: 21st June 2026

Pay Pal Credit / the easy way to pay...

5
I love being able to spread the cost -and the flexibility of paying what I want each month. Customer services are always very helpful & easy to contact. Reviewed on: 21st June 2026

Good interest free deals, Easy payment for online se...

4
Good interest free deals, Easy payment for online services. Reviewed on: 21st June 2026

Great service, very helpful application

5
Great service, very helpful application Reviewed on: 21st June 2026

PayPal Credit allows me to purchase when I need with...

5
PayPal Credit allows me to purchase when I need with piece of mind that I can pay it off over 4 months without an interest charges. Reviewed on: 21st June 2026

Helpful with issues so far

4
Staff have been helpful when I've had an issue with a dodgy seller..I feel protected using PayPal to make payments Reviewed on: 21st June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101268 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products