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PayPal: PayPal Credit reviews

4.90
Based on 105,253 reviews, last reviewed 12th May 2026
2510650% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and easy to use service Quick and easy to use service. Easy to follow instructions given when needed, trusted brand and satisfied customer. Reviewed on: 12th May 2026
Sarah Q's avatar
Sarah Q

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (105253)

So helpful and quick and easy payments

5
So helpful and quick and easy payments Reviewed on: 15th April 2026

Great service

5
I’m happy with PayPal . Very useful Reviewed on: 15th April 2026

'Always helpful

5
Paypal has always sorted problems that I've had Reviewed on: 15th April 2026

PayPal credit

5
Very helpful when phoning customer services and plenty of places to use PayPal credit and easy checkout Reviewed on: 15th April 2026

Excellent experience, easy to use

5
Excellent experience, easy to use Reviewed on: 15th April 2026

Easy to navigate app.

5
Easy to navigate app. Also very convenient with pay in 3 option. Reviewed on: 15th April 2026

Highly recommend PayPal

5
I have been using PayPal for years. It is my preferred payment method for online payments. Not having to enter my card details is a bonus and I feel the transactions are secure and if there was an issue, the team at PayPal would be able to resolve it. Having PayPal Credit on my Google Pay is also a real bonus. Reviewed on: 15th April 2026

I can shop with confidence with PayPal

5
I only feel comfortable spending online when using PayPal. My money is safe and if I do get caught out by a dodgy website. PayPal customer service is there to support me and get my money back. Reviewed on: 15th April 2026

Easy to use, definitely recommend

5
Easy to use, definitely recommend Reviewed on: 15th April 2026

Paypal is great! use as a debit or credit card

5
Paypal is great it allows me to pay in 3 if necessary and also use as a credit card if i need it. It also has a points system which enables you to earn points which can transfer into money. Overall great and would recommend. Reviewed on: 15th April 2026

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